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$869,900

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10 Oak, Belmont, NC 28012

Belmont, NC 28012

5

bedrooms

4

baths

2,850

sq.ft.

$305

price per sf

Property TypeResidential
Year Built2021
Days on Market11
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Just moments from the vibrant heart of Belmont’s Main Street, this exceptional home offers the best of both worlds—unmatched convenience paired with a surprising sense of privacy. Enjoy being just seconds from dining, boutique shopping, parks, and year-round community events, all while tucked into a setting that feels peaceful and removed from the hustle. The community enhances everyday living with HOA-maintained landscaping and land care, allowing for a low-maintenance lifestyle. Residents also enjoy shared green spaces and have access to several nearby parks, perfect for relaxing, gathering, or enjoying the outdoors. Inside, the home showcases high-end finishes throughout, including thoughtfully incorporated architectural details crafted from materials sourced from historic Belmont—blending timeless character with modern design. The chef’s kitchen offers generous counter space and refined finishes, ideal for both everyday living and entertaining. The main level features 10-foot ceilings and an inviting living room centered around a gas-log fireplace, with direct access to a spacious screened-in patio—perfect for relaxing evenings, hosting friends, or enjoying the game. A dedicated dining room, private study, and full bathroom provide excellent flexibility for guests, remote work, or multi-purpose living. Upstairs, 9-foot ceilings highlight the impressive primary suite with a walk-around soaking tub, walk-in shower, and ample storage. A large loft spans the length of the upper level, offering space for a media room, home office, or recreation area, while three additional bedrooms complete the home. This is a rare opportunity to enjoy upscale comfort, low-maintenance living, and a prime Belmont location that keeps you connected—yet comfortably tucked away.

About the Neighborhood

Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.

Property Features

Property Description

  • Beds Total: 5
  • Full Baths: 4
  • Half Baths: 0
  • Year Built: 2021
  • Living Area: 2,850 sqft
  • New Construction: No
  • MLS #: 4320495

Additional Home Features

  • Subdivision: Tower Crest

Association

  • Association Fee: $200
  • Association Fee Frequency: Monthly
  • Association Name: MECA
  • Association Phone: 704-201-2842
  • HOA Required: Yes

Interior Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Laundry Room
  • Sink

Appliances

  • Dishwasher
  • Disposal
  • Exhaust Hood
  • Gas Cooktop
  • Gas Oven
  • Gas Water Heater
  • Ice Maker
  • Refrigerator
  • Warming Drawer

Construction Materials

  • Brick Full
  • Fiber Cement
  • Shingle/Shake
  • Foundation: Crawl Space
  • Roof: Architectural Shingle

Cooling

  • Central Air

Foundation Details

  • Crawl Space

Heating

  • Forced Air
  • Natural Gas

Laundry Features

  • Laundry Room
  • Sink

Levels

  • Two

Parking Features

  • Attached Garage
  • Garage Faces Side
  • Shared Driveway
  • Garage Spaces: 2

Exterior Features

  • Fire Pit
  • Lawn Maintenance
  • Patio/Porch: Covered, Patio, Screened

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Security Features

  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)

Flooring

  • Carpet
  • Laminate
  • Tile

Fireplace

  • Fireplace: Yes
  • Gas Log
  • Living Room

Tax and Financial Info

  • Listing Terms: Cash, Conventional, VA Loan

Location

Schools

Elementary

Unspecified

Middle

Unspecified

High School

Unspecified

LISTING COURTESY OF: REAL BROKER LLC BELMONT

chad@thesimpsongrouprealty.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker LLC Belmont

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$869,900

10 Oak

5 bed, 4 bath