
$475,000
Est. Payment: $2,441/mo
Adjust down payment, rate & terms
109 James
Belmont, NC 28012
3
bedrooms
3
baths
2,842
sq.ft.
$167
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Bring All Offers!!!! Discover comfort, space, and versatility in this expansive home perfectly situated on a beautiful 1-acre corner lot. The main level offers 3 bedrooms, a bright and inviting living area, and a roomy eat-in kitchen—ideal for casual meals or entertaining. A two-car attached garage provides convenience and extra storage. The fully finished basement expands your options with multiple rooms and a full bathroom—perfect for creating an entertainment zone, hobby space, home office, or even a private guest suite. Two of the rooms have been used as bedrooms (one with an en suite bath); while septic permits 3 bedrooms, these versatile rooms offer endless flexibility for your lifestyle needs. Enjoy the best of Belmont living with nearby restaurants, shops, and parks, plus easy access to the scenic Catawba River, Lake Wylie, and Daniel Stowe Botanical Garden. Adventure seekers will love being just a short drive from the U.S. National Whitewater Center. A new roof was installed the week of 8/8/25.
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus — a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 0
- Year Built: 1965
- Living Area: 2,842 sqft
- New Construction: No
- MLS #: 4290744
Additional Home Features
- Subdivision: Amity Acres
Association
- HOA Required: No
Interior Features
- Heating: Central
- Cooling: Central Air
- In Basement
Appliances
- Dishwasher
- Electric Range
Construction Materials
- Brick Partial
- Foundation: Basement
Cooling
- Central Air
Foundation Details
- Basement
Heating
- Central
Laundry Features
- In Basement
Levels
- One
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 2
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- City
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Schools
Elementary
Belmont Central
Middle
Belmont
High School
South Point (NC)
LISTING COURTESY OF: COLDWELL BANKER REALTY
doug.mcminnteam@gmail.com
$475,000
Est. Payment: $2,441/mo
Adjust down payment, rate & terms
109 James
Belmont, NC 28012
3
bedrooms
3
baths
2,842
sq.ft.
$167
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Coldwell Banker Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$475,000
109 James
3 bed, 3 bath

