$575,000
Est. Payment: $2,955/mo
Adjust down payment, rate & terms
121 Fern Loop, Lake Lure, NC 28746
Lake Lure, NC 28746
3
bedrooms
4
baths
2,386
sq.ft.
$241
price per sf
Presented By
Carnarri Cofield
REALTOR®
About This Property
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .
About the Neighborhood
Homes for sale in 28746 offer buyers a genuine mountain lifestyle in Marion, the McDowell County seat approximately 75 miles west of Charlotte via I-40, a small city positioned at the base of the Black Mountains with extraordinary outdoor recreation access and an authentic Appalachian character that distinguishes it from more heavily developed western Carolina communities. The residential landscape features mid-century brick ranch homes, traditional mountain cottages, and newer construction on generous lots, with a growing inventory of custom mountain homes responding to increased interest from buyers seeking Blue Ridge access at competitive price points. Downtown Marion along South Main Street anchors a revitalizing commercial identity, and the Mountains-to-Sea Trail corridor and Linville Gorge Wilderness — one of the most dramatic wilderness areas in the eastern United States — provide exceptional hiking and outdoor recreation directly within the county. Lake James State Park, featuring one of the cleanest lakes in the Carolinas for paddling and swimming, is within 15 minutes. The 28746 real estate market delivers mountain access, outdoor recreation proximity, and Appalachian character at price points that remain genuinely compelling relative to Asheville and the broader WNC market.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 4
- Half Baths: 2
- Year Built: 2003
- Living Area: 2,386 sqft
- New Construction: No
- MLS #: 4357970
Additional Home Features
- Subdivision: Rumbling Bald on Lake Lure
- Neighborhood: Rumbling Bald on Lake Lure
Association
- Association Fee: $4967
- Association Fee Frequency: Annually
- Association Name: ar@rumblingbald.com
- HOA Required: Yes
Utilities
- Cable Connected
- Propane
- Underground Utilities
Interior Features
- Heating: Heat Pump
- Cooling: Central Air
- Laundry Room
Appliances
- Dishwasher
- Gas Range
- Microwave
- Refrigerator with Ice Maker
- Washer/Dryer
Construction Materials
- Hardboard Siding
- Foundation: Slab
Cooling
- Central Air
Foundation Details
- Slab
Heating
- Heat Pump
Laundry Features
- Laundry Room
Levels
- Two
Parking Features
- Driveway
Exterior Features
- Patio/Porch: Balcony, Deck, Front Porch, Patio, Wrap Around
Road
- Road Responsibility: Private Maintained Road
- Road Surface Type: Asphalt, Paved
Sewer
- Septic Installed
WaterSource
- Community Well
Community Features
- Boat Storage
- Cabana
- Clubhouse
- Dog Park
- Fitness Center
- Game Court
- Gated
- Golf
- Indoor Pool
- Lake Access
- Outdoor Pool
- Pickleball
- Playground
- Putting Green
- Recreation Area
- Sauna
- Sidewalks
- Tennis Court(s)
- Walking Trails
View
- Mountain(s)
Flooring
- Tile
- Vinyl
- Wood
Fireplace
- Fireplace: Yes
- Family Room
- Gas Log
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
LISTING COURTESY OF: RUMBLING BALD REAL ESTATE
dcates@rumblingbald.com
$575,000
Est. Payment: $2,955/mo
Adjust down payment, rate & terms
Lake Lure, NC 28746
3
bedrooms
4
baths
2,386
sq.ft.
$241
price per sf
Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Rumbling Bald Real Estate
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
$575,000
121 Fern Loop
3 bed, 4 bath