1320 Mill Race, Matthews, NC — property listing photo 1
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$535,000

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1320 Mill Race

Matthews, NC 28104

4

bedrooms

2

baths

1,897

sq.ft.

$282

price per sf

Property TypeResidential
Year Built1996
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Masterfully designed, single-story luxury meets peaceful privacy in this beautifully updated full-brick ranch in the highly desirable Stevens Mill community. Perfect for sophisticated downsizers, busy professionals, or anyone seeking a premium, move-in-ready lifestyle, this 1,897-square-foot footprint delivers a flawless experience. Inside, the bright, natural light-filled layout features fresh interior paint, brand-new carpet, updated luxury flooring, and plantation shutters throughout. The soaring great room with a cozy gas fireplace flows seamlessly into a chef’s kitchen packed with quartz countertops, under-cabinet lighting, and custom cabinetry—offering an elegant, easy-to-maintain space for effortless everyday living and intimate hosting. The spacious primary suite serves as a true private retreat with a walk-in closet and a beautifully updated spa-like bath featuring dual vanities, a soaking tub, and a glass-enclosed shower. Three additional bedrooms offer excellent layout flexibility, providing versatile, functional spaces for guest quarters, a premium fitness area, or a dedicated executive home office. Outdoor living shines on the large deck, which is partially covered and overlooks a fully fenced yard. The property backs directly up to a completely private, wooded HOA-owned green space with direct trail access and guaranteed zero future development behind you. Storage is unmatched, featuring an outdoor storage shed and a side-load 2-car garage lined with custom built-in cabinets and a workstation. Positioned minutes from top-rated schools and the vibrant shopping, dining, and community events of downtown Matthews, this location offers lightning-fast access to I-485. Enjoy a peaceful, quiet backyard sanctuary with the ability to jump on the highway loop and reach uptown Charlotte or the airport in just minutes, making this home the ultimate blend of private tranquility and commuter convenience.

About the Neighborhood

Homes for sale in 28104 place buyers in Matthews, one of the most consistently sought-after suburban communities in the entire Charlotte metro, situated approximately 12 miles southeast of Uptown via Independence Boulevard and I-485. The residential landscape reflects Matthews's evolution from a historic railroad town to a premier Charlotte suburb, blending beautifully preserved late Victorian and early Craftsman homes in the historic downtown core with mid-century ranches in established neighborhoods and newer construction executive communities on the town's expanding edges. The celebrated Downtown Matthews corridor along Trade Street anchors the community's identity with independent restaurants, boutique retailers, and the beloved Matthews Community Farmers Market — one of the most acclaimed farmers markets in the Carolinas. Squirrel Lake Park and the Four Mile Creek Greenway provide exceptional outdoor recreation woven directly into residential neighborhoods. The 28104 real estate market commands strong and consistent demand driven by the community's walkable town center, direct I-485 access, and a residential character that delivers genuine small-town authenticity within minutes of Charlotte's urban core.

Property Features

Property Description

  • Beds Total: 4
  • Full Baths: 2
  • Half Baths: 0
  • Year Built: 1996
  • Living Area: 1,897 sqft
  • New Construction: No
  • MLS #: 4384297

Additional Home Features

  • Subdivision: Stevens Mill
  • Neighborhood: Stevens Mill

Association

  • Association Fee: $157
  • Association Fee Frequency: Annually
  • HOA Required: Yes

Interior Features

  • Attic Stairs Pulldown
  • Pantry
  • Walk-In Closet(s)
  • Heating: Forced Air
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry Room

Appliances

  • Dishwasher
  • Electric Range
  • Microwave

Construction Materials

  • Brick Full
  • Foundation: Crawl Space
  • Roof: Architectural Shingle

Cooling

  • Ceiling Fan(s)
  • Central Air

Foundation Details

  • Crawl Space

Heating

  • Forced Air

Laundry Features

  • Laundry Room

Levels

  • One

Parking Features

  • Driveway
  • Attached Garage
  • Garage Faces Side
  • Garage Spaces: 2

Exterior Features

  • Fencing: Fenced, Wood
  • Patio/Porch: Covered, Deck

Other Structures

  • Shed(s)

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • County Sewer

WaterSource

  • County Water

Community Features

  • Picnic Area
  • Playground
  • Sport Court

Flooring

  • Carpet
  • Tile
  • Vinyl

Fireplace

  • Fireplace: Yes
  • Gas
  • Living Room

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, VA Loan

Location

LISTING COURTESY OF: KELLER WILLIAMS BALLANTYNE AREA

listings@hprea.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Ballantyne Area

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$535,000

1320 Mill Race

4 bed, 2 bath