14229 Morningate Street, Huntersville, NC. property listing photo
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14229 Morningate St, Huntersville, NC 28078

Huntersville, NC 28078

4

bedrooms

4

baths

4,279

sq.ft.

$210

price per sf

Property TypeResidential
Year Built2019
Days on Market1
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

FINANCIALLY ATTRACTIVE opportunity featuring an assumable VA loan at approximately 2.25% (subject to servicer approval and buyer qualification). Listing agent/owner is a licensed North Carolina real estate broker. Welcome to this exceptionally maintained Signature-Series Taylor Morrison residence, built in 2019 and thoughtfully designed with a highly desirable layout. The main level offers a private primary suite, dedicated den/office, formal dining room, and expansive open living spaces enhanced by 10-foot ceilings, 8-foot interior doors, upgraded flooring, and abundant natural light. The gourmet kitchen anchors the main living area and features a large island, gas cooktop, stainless steel appliances, upgraded cabinetry, and an oversized walk-in pantry. The adjacent casual dining area flows seamlessly to the screened porch, creating comfortable year-round indoor/outdoor living. The main-level primary suite is privately positioned and includes two walk-in closets and a spacious bath with soaking tub, separate shower, and split vanities. Additional main-floor conveniences include a powder room, laundry room, drop zone, and direct access to the two-car garage. Upstairs, a generous loft provides flexible recreation or media space. Three additional bedrooms each feature walk-in closets; two share a Jack-and-Jill bath, while the third has access to a full hall bath. Two attic storage rooms located off the loft and bedroom wings offer rare, highly functional storage not commonly found in newer construction. Outdoor highlights include a screened porch, a corner-lot setting that enhances privacy, a professionally maintained golf-course-level Bermuda lawn, professionally installed landscape lighting, and hand-trimmed sculpted trees. A South Seas premium hot tub remains with the property. Residents enjoy Walden’s community amenities, including a resort-style pool, clubhouse, playgrounds, and walking trails, with convenient access to shopping, dining, and Lake Norman. While purchase price reflects current market conditions, qualified buyers may find the assumable VA loan structure offers a materially different monthly payment compared to homes financed at prevailing interest rates. Buyers do not need to be veterans or military-affiliated to assume the loan but must meet VA and lender qualification requirements. Buyers and agents are encouraged to consult directly with a lender to evaluate the potential payment impact. Seller intends to review serious interest on an ongoing basis. Buyers seeking payment efficiency, long-term rate stability, and a move-in-ready home in an established community are encouraged to explore this opportunity. All financing illustrations are estimates only. Loan assumption subject to lender approval and buyer qualification.

About the Neighborhood

Homes for sale in 28078 place buyers in Huntersville, one of the Lake Norman region's most dynamic and fastest-growing communities, situated approximately 15–20 miles north of Uptown Charlotte with direct access via I-77. The zip code encompasses a diverse range of residential product, from established lakefront and lake-access communities along Lake Norman's southern shore to master-planned neighborhoods like Vermillion and Birkdale Village, which anchors the area with its walkable, town-center retail and dining experience. Latta Plantation Nature Preserve and Ramsey Creek Beach Park offer exceptional outdoor recreation tied directly to Lake Norman's shoreline. Major employers including Atrium Health-Huntersville and a growing concentration of corporate campuses along the I-77 corridor make 28078 an increasingly self-sufficient live-work community. The 28078 real estate market spans a broad price spectrum, from competitively priced townhomes to custom lakefront estates, consistently drawing buyers seeking a suburban lifestyle with genuine waterfront access and a manageable Uptown Charlotte commute of approximately 20–25 minutes via I-77.

Property Features

Property Description

  • Beds Total: 4
  • Full Baths: 4
  • Half Baths: 1
  • Year Built: 2019
  • Living Area: 4,279 sqft
  • New Construction: No
  • MLS #: 4327833

Additional Home Features

  • Subdivision: Walden

Association

  • Association Fee: $100
  • Association Fee Frequency: Monthly
  • Association Name: Key Community Management
  • Association Phone: 704-321-1556
  • HOA Required: Yes

Interior Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Hot Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Heating: Central, Heat Pump
  • Cooling: Central Air, Electric, Heat Pump
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Main Level

Appliances

  • ENERGY STAR Qualified Dishwasher
  • ENERGY STAR Qualified Dryer
  • ENERGY STAR Qualified Freezer
  • ENERGY STAR Qualified Refrigerator
  • Gas Cooktop
  • Washer/Dryer

Construction Materials

  • Brick Partial
  • Fiber Cement
  • Foundation: Slab
  • Roof: Architectural Shingle, Wood Trusses

Cooling

  • Central Air
  • Electric
  • Heat Pump

Foundation Details

  • Slab

Heating

  • Central
  • Heat Pump

Laundry Features

  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Main Level

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front
  • Garage Spaces: 2
  • 00

Exterior Features

  • Above Ground Hot Tub / Spa
  • Fencing: Back Yard, Fenced, Partial
  • Patio/Porch: Covered, Front Porch, Rear Porch, Screened

Other Structures

  • None

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Architectural Style

  • European

Security Features

  • Security System
  • Smoke Detector(s)

Flooring

  • Carpet
  • Laminate
  • Tile

Window Features

  • Insulated Window(s)

Fireplace

  • Fireplace: Yes
  • Great Room

Tax and Financial Info

  • Listing Terms: Assumable, Cash, Conventional, USDA Loan, VA Loan

Assumable Mortgage Available

This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.

Verify Eligibility & Process

Third-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.

Location

Schools

Elementary

Huntersville

Middle

Bailey

High School

William Amos Hough

LISTING COURTESY OF: MARVIN HENRY REAL ESTATE INC

thearmedforcesrealestateagent@gmail.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Marvin Henry Real Estate INC

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$899,900

14229 Morningate Street

4 bed, 4 bath