

$424,500
Est. Payment: $2,182/mo
Adjust down payment, rate & terms
145 Upper Spencer Mountain Rd, Stanley, NC 28164
Stanley, NC 28164
2
bedrooms
3
baths
2,039
sq.ft.
$208
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Welcome to this enchanting brick home situated on a picturesque .82 lot! The current owner - AND - only owner has taken meticulous care of this home and property; KEY highlights include: NEW Roof just completed on 5/15/26, Heat Pump & A/C (2024), Well Pump & Fence (2023) and an Encapsulated Crawl Space (2021). As you enter this home you'll notice the gleaming hardwood floors that run throughout and lead you into your cozy Living Room! Just beyond this room, you will gaze and fall in love your expansive screened-in porch (333 sq. ft.) which offers a delightful area to entertain in - or - to simply relax in with a refreshing beverage and a great book! The stunning Kitchen is a chef's delight with its deep and dramatic cabinetry, granite counters and stainless steel appliances! The Refrigerator conveys as well so you are all set! The Primary Bedroom is a true retreat and just steps away from that incredible porch! Of course, there's an en suite Bathroom with dual vanities, garden tub, shower and a spacious walk-in closet. The Guest Room and another Full Bathroom are on the other side of the home so everyone has privacy. The upstairs Bonus Room can be a game room, exercise room, etc. - you decide! The over-sized garage offers a finishing touch with its epoxy flooring. Water filtration system. This home and property is a must-see as it truly is a blend of comfort, style and enjoyment of the beautiful outdoors! Note: Professional pictures to be done once roof is completed.
About the Neighborhood
Homes for sale in 28164 offer buyers a genuinely distinctive Lincoln County lifestyle in Stanley, a small community situated along the South Fork Catawba River approximately 25 miles west of Charlotte via NC-27, defined by its riverfront character, historic Craftsman and ranch home inventory, and the kind of established small-town authenticity increasingly rare within the broader metro commute range. The residential landscape features mid-century brick ranch homes, period Craftsman bungalows, and newer construction on generous lots reflecting the community's measured pace of growth along the South Fork corridor. The South Fork River Trails — a celebrated multi-use greenway system connecting communities along the Catawba watershed — provide kayaking, fishing, and trail access directly tied to Stanley's riverfront positioning. The growing Belmont and Mount Holly commercial corridors are within 15 minutes, delivering expanding dining and retail options, and major employers along the I-85 Gaston County industrial corridor are within easy reach. The 28164 real estate market delivers competitive Lincoln County price points with riverfront access and a manageable NC-27 commute placing Uptown Charlotte approximately 30–35 minutes away.
Property Features
Property Description
- Beds Total: 2
- Full Baths: 3
- Half Baths: 1
- Year Built: 2005
- Living Area: 2,039 sqft
- New Construction: No
- MLS #: 4378025
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Utilities
- Electricity Connected
Interior Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Split Bedroom
- Walk-In Closet(s)
- Heating: Heat Pump
- Cooling: Ceiling Fan(s), Central Air
- Inside
- Laundry Closet
- Main Level
Appliances
- Dishwasher
- Electric Range
- Microwave
- Refrigerator
- Other
Construction Materials
- Brick Full
- Vinyl
- Foundation: Crawl Space
Cooling
- Ceiling Fan(s)
- Central Air
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Inside
- Laundry Closet
- Main Level
Levels
- One and One Half
Parking Features
- Driveway
- Attached Garage
- Garage Faces Side
- Garage Spaces: 2
Exterior Features
- Fencing: Back Yard, Fenced, Wood
- Patio/Porch: Rear Porch, Screened
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Well
Flooring
- Tile
- Wood
Fireplace
- Fireplace: Yes
- Electric
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, USDA Loan, VA Loan
Location
LISTING COURTESY OF: NORTHGROUP REAL ESTATE LLC
debbie@dreamhavengroup.com
$424,500
Est. Payment: $2,182/mo
Adjust down payment, rate & terms
Stanley, NC 28164
2
bedrooms
3
baths
2,039
sq.ft.
$208
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of NorthGroup Real Estate LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$424,500
145 Upper Spencer Mountain Road
2 bed, 3 bath
