

$279,900
Est. Payment: $1,439/mo
Adjust down payment, rate & terms
203 Payne St, Mount Holly, NC 28120
Mount Holly, NC 28120
2
bedrooms
2
baths
1,063
sq.ft.
$263
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Dimmer & Sons construction only 1 year old in Mt. Holly just off of Highway 27 artery to quickly access your work or play destinations. Just a few minutes to quaint mid-town Mt. Holly, or jump on I-85 to get to uptown Charlotte or the airport, and only about 12 minutes to the Whitewater Center. Cared for by a tenant for 1 year, but vacating end of January. Builder is the owner and says prior to closing he will touch up paint and have professionally cleaned so home should feel like new again. Wide rocking chair front porch (16'x6') greets you as you step into the open living area with laminate wood look floors. Down the hall you'll find the primary bedroom on the left with a spacious walk-in closet with tiled shower, glass shower doors, tiled floor, granite counter top, and linen closet. For privacy, the 2nd bedroom is on the right side of the hall with a double door closet. The hall bath has a granite topped vanity, tile floor, and tub/shower combo. Kitchen features stainless steel appliances, including a refrigerator that remains, and granite countertops. Adjacent to the kitchen is the laundry room with washer/dryer hook-ups. Back door opens to a 12'x12' patio and a huge, nearly flat, privacy-fenced back yard that backs to the woods. Lot is approximately .32 acres. Survey on file. This is a city road paved from Highway 27 almost all the way to this property and then is briefly gravel as you pull into the double-width concrete drive. Both the paved and gravel portions of Payne St. are city-maintained per seller. Home is in the Mt. Holly city limits with city water, but has private septic tank in back yard. AT&T fiber connection in place.
About the Neighborhood
Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the 28120 real estate market has experienced steady appreciation as buyers recognize its riverfront character, historic architecture, and approximately 20-minute Uptown Charlotte commute via I-85 as a compelling combination of lifestyle and investment value.
Property Features
Property Description
- Beds Total: 2
- Full Baths: 2
- Half Baths: 0
- Year Built: 2024
- Living Area: 1,063 sqft
- New Construction: No
- MLS #: 4331913
Additional Home Features
- Subdivision: none
Association
- HOA Required: No
Utilities
- Electricity Connected
- Fiber Optics
Interior Features
- Heating: Electric, Heat Pump
- Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Electric Range
- Electric Water Heater
- Ice Maker
- Microwave
- Refrigerator with Ice Maker
- Self Cleaning Oven
Construction Materials
- Vinyl
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
- Electric
- Heat Pump
Foundation Details
- Slab
Heating
- Electric
- Heat Pump
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Levels
- One
Parking Features
- Driveway
Exterior Features
- Fencing: Fenced, Privacy, Wood
- Patio/Porch: Covered, Front Porch, Patio
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Gravel, Paved
Sewer
- Septic Installed
WaterSource
- City
Security Features
- Smoke Detector(s)
Flooring
- Laminate
Window Features
- Insulated Window(s)
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Schools
Elementary
Rankin
Middle
Mount Holly
High School
Stuart W Cramer
LISTING COURTESY OF: HOWARD HANNA ALLEN TATE GASTONIA
marylynne.cloninger@allentate.com
$279,900
Est. Payment: $1,439/mo
Adjust down payment, rate & terms
Mount Holly, NC 28120
2
bedrooms
2
baths
1,063
sq.ft.
$263
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Howard Hanna Allen Tate Gastonia
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$279,900
203 Payne Street
2 bed, 2 bath
