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$690,000

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20407 Harborgate 400

Cornelius, NC 28031

2

bedrooms

2

baths

1,380

sq.ft.

$500

price per sf

Property TypeResidential
Year Built1985
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views. The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home’s updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence. Harborgate is one of Lake Norman’s most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

About the Neighborhood

Homes for sale in 28031 deliver one of the most coveted addresses in the entire Lake Norman region, encompassing the waterfront communities of Cornelius along the lake's eastern shoreline approximately 20 miles north of Uptown Charlotte via I-77. The residential landscape ranges from established 1980s and 1990s traditional lakefront estates with private docks to newer construction luxury communities and low-maintenance townhomes catering to buyers seeking Lake Norman access at varied price points. Jetton Park — one of Mecklenburg County's most beloved waterfront parks featuring swimming beaches, kayak launches, and miles of greenway trails — sits directly within the zip code, as does the walkable Downtown Cornelius corridor along Catawba Avenue with its independent restaurants and local breweries. Major employers along the I-77 corporate corridor in Cornelius and Huntersville are minutes away, and the commute to Uptown Charlotte runs approximately 25–30 minutes on I-77. The 28031 real estate market commands strong and consistent demand from buyers seeking genuine lakefront lifestyle with direct interstate connectivity to Charlotte's urban core.

Property Features

Property Description

  • Beds Total: 2
  • Full Baths: 2
  • Half Baths: 0
  • Year Built: 1985
  • Living Area: 1,380 sqft
  • New Construction: No
  • MLS #: 4357253

Additional Home Features

  • Subdivision: Harborgate
  • Neighborhood: Harborgate

Association

  • Association Fee: $488
  • Association Fee Frequency: Monthly
  • Association Name: Main St Management
  • Association Phone: 704-255-1266
  • HOA Required: Yes

Utilities

  • Cable Available
  • Electricity Connected

Interior Features

  • Cable Prewire
  • Storage
  • Walk-In Closet(s)
  • Heating: Heat Pump
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Electric Dryer Hookup
  • Main Level

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Electric Water Heater

Construction Materials

  • Hardboard Siding
  • Foundation: Basement, Permanent
  • Roof: Architectural Shingle

Cooling

  • Ceiling Fan(s)
  • Central Air
  • Heat Pump

Foundation Details

  • Basement
  • Permanent

Heating

  • Heat Pump

Laundry Features

  • Electric Dryer Hookup
  • Main Level

Levels

  • One

Parking Features

  • Assigned
  • Parking Space(s)

Exterior Features

  • Storage
  • Patio/Porch: Deck, Screened

Pets Allowed

  • Yes

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Asphalt, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Community Features

  • Cabana
  • Clubhouse
  • Outdoor Pool
  • Picnic Area
  • Recreation Area
  • Sidewalks
  • Street Lights
  • Walking Trails

View

  • Long Range
  • Water
  • Year Round

Flooring

  • Tile
  • Wood

Fireplace

  • Fireplace: Yes
  • Gas
  • Gas Log
  • Living Room

Tax and Financial Info

  • Listing Terms: Owner Financing

Location

LISTING COURTESY OF: SOUTHERN HOMES OF THE CAROLINAS, INC

paulyanceyrealtor@gmail.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Southern Homes of the Carolinas, Inc

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$690,000

20407 Harborgate 400

2 bed, 2 bath

    20407 Harborgate 400 | $690,000 | Citadel Cofield