
$625,000
Est. Payment: $3,212/mo
Adjust down payment, rate & terms
21133 Rio Oro
Cornelius, NC 28031
3
bedrooms
3
baths
2,046
sq.ft.
$305
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living. Step inside to a light-filled living room featuring a cozy fireplace, flanking mirrored bookcases, skylights. The thoughtfully designed floor plan offers spacious bedrooms on the main level and seamless indoor-outdoor flow through doors leading to a screened porch and deck—perfect for relaxing while enjoying backyard fun and games. The kitchen is well-equipped with ample to the ceiling cabinetry, gas stove, stainless steel appliances. The home has privacy and zones. The Primary ensuite with updated primary bath, with dual sinks and walk in shower is located on one side of the home. Two bedrooms are located on the opposite side of the home. Spacious laundry room with washer dryer and built in ironing board. Expansive tiled Florida Room/Flex Room. Great potential for a 4th bedroom, game room,playroom, office. Outside, enjoy a level, private yard with mature trees, a circular driveway with RV or boat parking, and additional shed for storage.Adorable separate workshop/ art studio that is 216 square feet of personal space.Entire HOME has been painted in spectacular on trend neutral tones. Entire home has had a deep clean along with carpets.
About the Neighborhood
Homes for sale in 28031 deliver one of the most coveted addresses in the entire Lake Norman region, encompassing the waterfront communities of Cornelius along the lake's eastern shoreline approximately 20 miles north of Uptown Charlotte via I-77. The residential landscape ranges from established 1980s and 1990s traditional lakefront estates with private docks to newer construction luxury communities and low-maintenance townhomes catering to buyers seeking Lake Norman access at varied price points. Jetton Park — one of Mecklenburg County's most beloved waterfront parks featuring swimming beaches, kayak launches, and miles of greenway trails — sits directly within the zip code, as does the walkable Downtown Cornelius corridor along Catawba Avenue with its independent restaurants and local breweries. Major employers along the I-77 corporate corridor in Cornelius and Huntersville are minutes away, and the commute to Uptown Charlotte runs approximately 25–30 minutes on I-77. The 28031 real estate market commands strong and consistent demand from buyers seeking genuine lakefront lifestyle with direct interstate connectivity to Charlotte's urban core.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 1
- Year Built: 1991
- Living Area: 2,046 sqft
- New Construction: No
- MLS #: 4340378
Additional Home Features
- Subdivision: Bahia Bay
- Neighborhood: Bahia Bay
Association
- Association Fee: $75
- Association Fee Frequency: Annually
- Association Name: Bahia Bay HOA
- HOA Required: Yes
Utilities
- Cable Available
- Electricity Connected
- Natural Gas
Interior Features
- Attic Stairs Pulldown
- Heating: Central, Forced Air, Natural Gas
- Cooling: Ceiling Fan(s), Central Air
- Inside
- Laundry Room
- Main Level
Appliances
- Convection Oven
- Dishwasher
- Disposal
- Dryer
- Electric Range
- Exhaust Fan
- Microwave
- Oven
- Refrigerator
- Refrigerator with Ice Maker
- Self Cleaning Oven
- Washer
- Washer/Dryer
Construction Materials
- Brick Partial
- Vinyl
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
Foundation Details
- Crawl Space
Heating
- Central
- Forced Air
- Natural Gas
Laundry Features
- Inside
- Laundry Room
- Main Level
Levels
- One
Parking Features
- Circular Driveway
- Driveway
- RV Access/Parking
Exterior Features
- Fencing: Back Yard
- Patio/Porch: Covered, Deck, Enclosed, Front Porch, Screened
Other Structures
- Outbuilding
- Shed(s)
- Workshop
- Other - See Remarks
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Community Well
Community Features
- Lake Access
- Picnic Area
- Recreation Area
- Street Lights
Architectural Style
- Cottage
View
- Water
- Winter
Security Features
- Smoke Detector(s)
Flooring
- Carpet
- Laminate
- Tile
- Vinyl
Window Features
- Skylight(s)
Fireplace
- Fireplace: Yes
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
LISTING COURTESY OF: LAKE NORMAN REALTY, INC.
garym@lakenormanrealty.com
$625,000
Est. Payment: $3,212/mo
Adjust down payment, rate & terms
21133 Rio Oro
Cornelius, NC 28031
3
bedrooms
3
baths
2,046
sq.ft.
$305
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Lake Norman Realty, Inc.
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$625,000
21133 Rio Oro
3 bed, 3 bath

