21205 Rio Oro, Cornelius, NC — property listing photo 1
1 / 45
Active

$450,000

Est. Payment: $2,313/mo

Adjust down payment, rate & terms

21205 Rio Oro

Cornelius, NC 28031

3

bedrooms

2

baths

1,248

sq.ft.

$361

price per sf

Property TypeResidential
Year Built1983
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.

About the Neighborhood

Homes for sale in 28031 deliver one of the most coveted addresses in the entire Lake Norman region, encompassing the waterfront communities of Cornelius along the lake's eastern shoreline approximately 20 miles north of Uptown Charlotte via I-77. The residential landscape ranges from established 1980s and 1990s traditional lakefront estates with private docks to newer construction luxury communities and low-maintenance townhomes catering to buyers seeking Lake Norman access at varied price points. Jetton Park — one of Mecklenburg County's most beloved waterfront parks featuring swimming beaches, kayak launches, and miles of greenway trails — sits directly within the zip code, as does the walkable Downtown Cornelius corridor along Catawba Avenue with its independent restaurants and local breweries. Major employers along the I-77 corporate corridor in Cornelius and Huntersville are minutes away, and the commute to Uptown Charlotte runs approximately 25–30 minutes on I-77. The 28031 real estate market commands strong and consistent demand from buyers seeking genuine lakefront lifestyle with direct interstate connectivity to Charlotte's urban core.

Property Features

Property Description

  • Beds Total: 3
  • Full Baths: 2
  • Half Baths: 0
  • Year Built: 1983
  • Living Area: 1,248 sqft
  • New Construction: No
  • MLS #: 4378603

Additional Home Features

  • Subdivision: Bahia Bay
  • Neighborhood: Bahia Bay

Association

  • Association Fee: $75
  • Association Fee Frequency: Annually
  • Association Name: Bahia Bay HOA
  • HOA Required: Yes

Utilities

  • Cable Available
  • Electricity Connected

Interior Features

  • Built-in Features
  • Open Floorplan
  • Walk-In Closet(s)
  • Heating: Electric
  • Cooling: Central Air
  • Laundry Room
  • Main Level

Appliances

  • Dishwasher
  • Electric Range

Construction Materials

  • Stone
  • Vinyl
  • Foundation: Basement
  • Roof: Composition

Cooling

  • Central Air

Foundation Details

  • Basement

Heating

  • Electric

Laundry Features

  • Laundry Room
  • Main Level

Levels

  • One

Parking Features

  • Driveway
  • Parking Space(s)
  • 0

Exterior Features

  • Patio/Porch: Deck, Patio

Pets Allowed

  • Yes,Breed Restrictions,Number Limit

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • Community Well

Community Features

  • Lake Access
  • Recreation Area

View

  • Water

Security Features

  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)

Flooring

  • Tile
  • Wood

Fireplace

  • Fireplace: Yes
  • Wood Burning

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, FHA 203(K), VA Loan

Location

LISTING COURTESY OF: NICHE REALTY AND MANAGEMENT

renata@nicheram.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Niche Realty and Management

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$450,000

21205 Rio Oro

3 bed, 2 bath