2131 Stevens Mill - Image 1
1 / 30
Active

$385,000

Est. Payment: $1,979/mo

Adjust down payment, rate & terms

2131 Stevens Mill

Matthews, NC 28104

3

bedrooms

3

baths

1,781

sq.ft.

$216

price per sf

Property TypeResidential
Year Built2021
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Welcome to refined, low-maintenance living in one of Matthews’ most convenient and desirable locations. This beautifully maintained 2-story townhome blends smart design, exceptional storage, and everyday comfort — all with a financial advantage that truly sets it apart. Offering 3 spacious bedrooms, 2.5 baths, and a 2-car garage, this home delivers functionality and flow for modern living. The main level is designed for effortless entertaining and comfortable daily life, while upstairs offers a private retreat for rest and relaxation. The primary suite is a rare find — featuring two oversized walk-in closets and a private bath, creating a true owner’s sanctuary. Each additional bedroom also includes its own walk-in closet, giving you a total of four walk-in closets throughout the home — an exceptional storage feature rarely found in townhomes. here’s the game changer: This property features an assumable loan — offering qualified buyers a potential opportunity to secure favorable financing terms in today’s market. Opportunities like this are rare and could mean significant long-term savings. Located just minutes from major retailers, dining, and daily essentials, convenience is unmatched. Both Atrium Health and Novant Health hospitals are approximately 5–10 minutes away, making this location ideal for commuters and healthcare professionals alike. Move-in ready. Exceptionally maintained. Financially strategic. This is more than a townhome — it’s a smart move.

About the Neighborhood

Homes for sale in 28104 place buyers in Matthews, one of the most consistently sought-after suburban communities in the entire Charlotte metro, situated approximately 12 miles southeast of Uptown via Independence Boulevard and I-485. The residential landscape reflects Matthews's evolution from a historic railroad town to a premier Charlotte suburb, blending beautifully preserved late Victorian and early Craftsman homes in the historic downtown core with mid-century ranches in established neighborhoods and newer construction executive communities on the town's expanding edges. The celebrated Downtown Matthews corridor along Trade Street anchors the community's identity with independent restaurants, boutique retailers, and the beloved Matthews Community Farmers Market — one of the most acclaimed farmers markets in the Carolinas. Squirrel Lake Park and the Four Mile Creek Greenway provide exceptional outdoor recreation woven directly into residential neighborhoods. The 28104 real estate market commands strong and consistent demand driven by the community's walkable town center, direct I-485 access, and a residential character that delivers genuine small-town authenticity within minutes of Charlotte's urban core.

Property Features

Property Description

  • Beds Total: 3
  • Full Baths: 3
  • Half Baths: 1
  • Year Built: 2021
  • Living Area: 1,781 sqft
  • New Construction: No
  • MLS #: 4347036

Additional Home Features

  • Subdivision: Harmony
  • Neighborhood: Harmony

Association

  • Association Fee: $219.62
  • Association Fee Frequency: Monthly
  • Association Name: Cusick
  • HOA Required: Yes

Utilities

  • Cable Available
  • Electricity Connected
  • Wired Internet Available

Interior Features

  • Open Floorplan
  • Walk-In Closet(s)
  • Heating: Forced Air, Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Electric Dryer Hookup
  • In Hall
  • Upper Level
  • Washer Hookup

Appliances

  • Dishwasher
  • Disposal
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Exhaust Fan
  • Microwave
  • Oven
  • Plumbed For Ice Maker

Construction Materials

  • Fiber Cement
  • Vinyl
  • Foundation: Slab

Cooling

  • Ceiling Fan(s)
  • Central Air

Foundation Details

  • Slab

Heating

  • Forced Air
  • Natural Gas

Laundry Features

  • Electric Dryer Hookup
  • In Hall
  • Upper Level
  • Washer Hookup

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Faces Rear
  • Garage Spaces: 2

Exterior Features

  • Lawn Maintenance

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Flooring

  • Carpet
  • Vinyl

Fireplace

  • Fireplace: No

Tax and Financial Info

  • Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Assumable Mortgage Available

This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.

Verify Eligibility & Process

Third-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.

Location

LISTING COURTESY OF: CAROLINA REAL ESTATE EXPERTS THE DAN JONES GROUP

dan@myhomecarolinas.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Carolina Real Estate Experts The Dan Jones Group

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$385,000

2131 Stevens Mill

3 bed, 3 bath