
$990,000
Est. Payment: $5,088/mo
Adjust down payment, rate & terms
21600 Rio Oro 45
Cornelius, NC 28031
3
bedrooms
3
baths
2,882
sq.ft.
$344
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Rare Lake Norman lakefront opportunity in Bahia Bay! This .23-acre waterfront property features a large U-shaped 3 boat slip dock with permit, offering incredible potential for renovation or new construction. The home has updated floors throughout most of the home and new tile in all bathrooms, but overall needs TLC. Sold as-is with no repairs to be made by seller. Excellent option for investors or custom builds. Convenient Cornelius location with quick commute to Charlotte. Unlock the potential of lakefront living in one of Lake Norman’s established communities.
About the Neighborhood
Homes for sale in 28031 deliver one of the most coveted addresses in the entire Lake Norman region, encompassing the waterfront communities of Cornelius along the lake's eastern shoreline approximately 20 miles north of Uptown Charlotte via I-77. The residential landscape ranges from established 1980s and 1990s traditional lakefront estates with private docks to newer construction luxury communities and low-maintenance townhomes catering to buyers seeking Lake Norman access at varied price points. Jetton Park — one of Mecklenburg County's most beloved waterfront parks featuring swimming beaches, kayak launches, and miles of greenway trails — sits directly within the zip code, as does the walkable Downtown Cornelius corridor along Catawba Avenue with its independent restaurants and local breweries. Major employers along the I-77 corporate corridor in Cornelius and Huntersville are minutes away, and the commute to Uptown Charlotte runs approximately 25–30 minutes on I-77. The 28031 real estate market commands strong and consistent demand from buyers seeking genuine lakefront lifestyle with direct interstate connectivity to Charlotte's urban core.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 0
- Year Built: 1977
- Living Area: 2,882 sqft
- New Construction: No
- MLS #: 4344956
Additional Home Features
- Subdivision: Bahia Bay
- Neighborhood: Bahia Bay
Association
- Association Fee: $75
- Association Fee Frequency: Annually
- Association Name: Bahia Bay HOA
- Association Phone: 704-299-2222
- HOA Required: Yes
Utilities
- Natural Gas
Interior Features
- Attic Other
- Attic Stairs Pulldown
- Walk-In Closet(s)
- Heating: Central, Heat Pump
- Cooling: Central Air, Electric
- Inside
- Laundry Room
- Main Level
Appliances
- None
Construction Materials
- Brick Partial
- Vinyl
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Central Air
- Electric
Foundation Details
- Basement
Heating
- Central
- Heat Pump
Laundry Features
- Inside
- Laundry Room
- Main Level
Levels
- One
Parking Features
- Driveway
- Parking Space(s)
- RV Access/Parking
Exterior Features
- Dock - Floating
- Patio/Porch: Deck, Rear Porch
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete
Sewer
- Septic Installed
- Sewage Pump
WaterSource
- Community Well
- Other - See Remarks
Community Features
- Lake Access
- Picnic Area
- Street Lights
- Other
Architectural Style
- Cottage
View
- Water
- Year Round
Flooring
- Tile
- Vinyl
Fireplace
- Fireplace: Yes
- Bonus Room
- Family Room
- Gas
- Gas Log
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
LISTING COURTESY OF: THE FIRM REAL ESTATE
tesschason@gmail.com
$990,000
Est. Payment: $5,088/mo
Adjust down payment, rate & terms
21600 Rio Oro 45
Cornelius, NC 28031
3
bedrooms
3
baths
2,882
sq.ft.
$344
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of The Firm Real Estate
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$990,000
21600 Rio Oro 45
3 bed, 3 bath

