

$1,594,000
Est. Payment: $8,193/mo
Adjust down payment, rate & terms
221 Whiterock Dr, Mount Holly, NC 28120
Mount Holly, NC 28120
5
bedrooms
4
baths
3,951
sq.ft.
$403
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Experience luxury waterfront living in this custom-built 5BR/4BA home showcasing breathtaking main channel views and exceptional outdoor living. Designed for entertaining, the open floor plan flows seamlessly into the gourmet kitchen with custom cabinetry, oversized island, Sub-Zero refrigerator, Wolf gas range, and high-end finishes throughout. Neutral paint tones and new upstairs carpet make this home truly move-in ready. Wake up each morning to stunning lake views from the spacious primary suite on the main level featuring a cozy fireplace, vaulted ceiling, completely updated spa-like bathroom, and dual walk-in closets with custom closet systems. Every bedroom features access to a bath, offering comfort and privacy for family and guests alike. Main-level office could easily function as a secondary bedroom on main if desired. The spectacular screened porch addition (2018) with fireplace and slate tile flooring creates the perfect year-round retreat to relax and enjoy the incredible waterfront setting. Outside, Trex steps lead down to the stationary dock with boat lift, ready for all your lake day toys. Additional updates include newer roof (2018), downstairs HVAC units (2022), and new gas water heaters (2024). A rare opportunity to own a thoughtfully updated waterfront custom home with unforgettable views and premium features throughout. This home is located in sought-after Stonewater, an amenity-rich lakefront community featuring a clubhouse, pool, tennis courts, playgrounds, and sidewalks throughout. Perfectly located with convenient access to Charlotte, Denver restaurants and shopping, I-485, and Charlotte Douglas International Airport.
About the Neighborhood
Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the 28120 real estate market has experienced steady appreciation as buyers recognize its riverfront character, historic architecture, and approximately 20-minute Uptown Charlotte commute via I-85 as a compelling combination of lifestyle and investment value.
Property Features
Property Description
- Beds Total: 5
- Full Baths: 4
- Half Baths: 0
- Year Built: 2002
- Living Area: 3,951 sqft
- New Construction: No
- MLS #: 4374843
Additional Home Features
- Subdivision: Stonewater
- Neighborhood: Stonewater
Association
- Association Fee: $1195
- Association Fee Frequency: Annually
- Association Name: Cedar Management
- Association Phone: 877-252-3327
- HOA Required: Yes
Utilities
- Electricity Connected
- Natural Gas
Interior Features
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Heating: Forced Air, Natural Gas, Zoned
- Cooling: Central Air, Zoned
- Laundry Room
- Main Level
- Sink
Appliances
- Dishwasher
- Disposal
- Double Oven
- Exhaust Fan
- Gas Cooktop
- Gas Water Heater
- Microwave
- Refrigerator
- Wine Refrigerator
Construction Materials
- Cedar Shake
- Stone
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Central Air
- Zoned
Foundation Details
- Crawl Space
Heating
- Forced Air
- Natural Gas
- Zoned
Laundry Features
- Laundry Room
- Main Level
- Sink
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 3
Exterior Features
- Fire Pit
- Dock - Floating
- Gas Grill
- In-Ground Irrigation
- Fencing: Back Yard, Fenced
- Patio/Porch: Covered, Front Porch, Patio, Porch, Rear Porch, Screened, Terrace
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Community Features
- Clubhouse
- Lake Access
- Outdoor Pool
- Pickleball
- Playground
- Recreation Area
- Sidewalks
- Sport Court
- Street Lights
- Tennis Court(s)
- Walking Trails
Architectural Style
- Traditional
View
- Water
- Year Round
Flooring
- Carpet
- Tile
- Wood
Fireplace
- Fireplace: Yes
- Gas Log
- Great Room
- Porch
- Primary Bedroom
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
LISTING COURTESY OF: MAULTSBY REALTY GROUP
laura@maultsbygroup.com
$1,594,000
Est. Payment: $8,193/mo
Adjust down payment, rate & terms
Mount Holly, NC 28120
5
bedrooms
4
baths
3,951
sq.ft.
$403
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Maultsby Realty Group
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,594,000
221 Whiterock Drive
5 bed, 4 bath
