

$274,900
Est. Payment: $1,413/mo
Adjust down payment, rate & terms
3124 Banks St, Lincolnton, NC 28092
Lincolnton, NC 28092
3
bedrooms
2
baths
1,249
sq.ft.
$220
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.
About the Neighborhood
Homes for sale in 28092 offer buyers an established Lincoln County lifestyle in Lincolnton, the county seat approximately 35 miles west of Charlotte via NC-27 and US-321, a small city defined by its beautifully preserved historic downtown, working industrial heritage, and residential landscape offering genuine architectural character at highly competitive price points. The housing stock reflects Lincolnton's prosperous late 19th and early 20th-century growth, with Colonial Revival, Victorian, and Craftsman homes lining the historic residential neighborhoods surrounding the Lincoln County Courthouse. The revitalizing Downtown Lincolnton corridor along West Main Street delivers an emerging independent dining and boutique retail scene, while the South Fork River greenway trail system and Bakers Mountain Park, one of Catawba County's premier outdoor destinations. provide excellent regional recreation access. Major employers including Lincoln County's robust advanced manufacturing corridor and Atrium Health Lincoln anchor strong local employment. The 28092 real estate market delivers substantial historic homes and established residential character at price points among the most competitive in the greater Charlotte metro, with US-321 providing a manageable 40-minute commute to Charlotte's west side.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 2
- Half Baths: 0
- Year Built: 2003
- Living Area: 1,249 sqft
- New Construction: No
- MLS #: 4338307
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Utilities
- Electricity Connected
- Propane
Interior Features
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Heating: Heat Pump
- Cooling: Ceiling Fan(s), Heat Pump
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Appliances
- Dishwasher
- Electric Water Heater
- Gas Range
- Microwave
Construction Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Heat Pump
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Levels
- One
Parking Features
- Attached Carport
- Driveway
- Carport Spaces: 2
Exterior Features
- Patio/Porch: Covered, Deck, Front Porch
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained RoadPrivate Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- County Water
Community Features
- None
Architectural Style
- Ranch
Flooring
- Carpet
- Tile
- Wood
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, NC Bond, USDA Loan, VA Loan
Location
LISTING COURTESY OF: RE/MAX LIFESTYLE
JanetCox@JanetCoxandCompany.com
$274,900
Est. Payment: $1,413/mo
Adjust down payment, rate & terms
Lincolnton, NC 28092
3
bedrooms
2
baths
1,249
sq.ft.
$220
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of RE/MAX Lifestyle
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$274,900
3124 Banks Street
3 bed, 2 bath
