320 10th - Image 1
1 / 40
Active

$485,000

Est. Payment: $2,493/mo

Adjust down payment, rate & terms

320 10th

Charlotte, NC 28202

3

bedrooms

3

baths

1,609

sq.ft.

$301

price per sf

Property TypeResidential
Year Built1981
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Charming 3-Bedroom, 3-Bathroom Tri-Level Townhome in the Heart of Charlotte’s Historic Fourth Ward! Welcome to this beautifully maintained townhome offering the perfect blend of comfort, style, and location. From the inviting covered front porch, step inside to a bright and spacious family room featuring gleaming hardwood floors, abundant natural light, and a cozy gas fireplace. This versatile space is large enough to accommodate a sitting area, study, or reading nook, making it as functional as it is welcoming. The main level flows seamlessly into the dining area and well-appointed kitchen. Designed with the home chef in mind, the kitchen boasts stainless steel appliances—including a gas range—ample cabinetry, and a layout perfect for both everyday living and entertaining. Just off the main level, a large private deck expands your living space outdoors, offering the ideal setting for grilling, dining al fresco, or hosting friends and family. Upstairs, you’ll find two bedrooms and two full bathrooms, including a bright and spacious primary suite complete with its own private bath and walk-in closet. The lower level provides additional flexibility with a third bedroom and full bathroom—perfect for a guest suite, home office, or media room. The lower level garage offers plenty of space for parking and storage, accommodating most vehicles with ease while still leaving room for bikes, tools, or seasonal décor. There is also space for a second car in the driveway and street parking is readily available. A storage shed has also been built for additional space. Located in one of Charlotte’s most desirable neighborhoods, this home puts you right in the center of the vibrant Fourth Ward. Enjoy tree-lined streets, charming parks, and a welcoming community atmosphere—all while being just moments away from Uptown’s dining, shopping, entertainment, and cultural attractions. Don’t miss your opportunity to own this spacious, move-in ready home that combines urban convenience with neighborhood charm. Make sure to view the community courtyard, which is part of the Fourth Ward Garden Tour every year. Potentially assumable VA loan at 2.75% interest rate, too!

About the Neighborhood

Homes for sale in 28202 place buyers at the literal center of Charlotte's urban core, encompassing Uptown Charlotte's First Ward, Second Ward, Third Ward, and Fourth Ward neighborhoods in one of the most architecturally diverse zip codes in the Carolinas. The residential landscape spans the full spectrum — from meticulously restored late Victorian and early Colonial Revival townhomes in Fourth Ward Historic District to sleek glass-and-steel luxury high-rises and mid-rise condos lining Tryon Street and College Street. Residents enjoy immediate walkability to Romare Bearden Park, the Spectrum Center, and the nascent South Tryon Street dining corridor, with Bank of America Corporate Center and Wells Fargo's East Coast headquarters among the major employers within steps of front doors. The LYNX Blue Line, CATS bus rapid transit, and the planned Gold Line streetcar extension all originate or pass through 28202, making car-free urban living entirely viable. For buyers seeking true lock-and-leave urban living with zero compromise on proximity to Charlotte's cultural, culinary, and employment core, the 28202 real estate market offers a compelling and continually appreciating investment.

Property Features

Property Description

  • Beds Total: 3
  • Full Baths: 3
  • Half Baths: 0
  • Year Built: 1981
  • Living Area: 1,609 sqft
  • New Construction: No
  • MLS #: 4343524

Additional Home Features

  • Subdivision: Fourth Ward
  • Neighborhood: Fourth Ward

Association

  • Association Fee: $275
  • Association Fee Frequency: Monthly
  • Association Name: 10th Street Townhomes HOA
  • HOA Required: Yes

Utilities

  • Natural Gas

Interior Features

  • Heating: Central
  • Cooling: Central Air
  • Laundry Room

Appliances

  • Dishwasher
  • Disposal

Construction Materials

  • Hardboard Siding
  • Wood
  • Foundation: Basement, Slab
  • Roof: Flat

Cooling

  • Central Air

Foundation Details

  • Basement
  • Slab

Heating

  • Central

Laundry Features

  • Laundry Room

Levels

  • Three

Parking Features

  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Rear
  • Garage Spaces: 1
  • Covered Spaces: 1

Exterior Features

  • Patio/Porch: Deck

Road

  • Road Responsibility: Publicly Maintained RoadPrivate Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Community Features

  • Picnic Area
  • Recreation Area

Flooring

  • Laminate
  • Tile
  • Wood

Fireplace

  • Fireplace: Yes
  • Family Room
  • Gas

Tax and Financial Info

  • Listing Terms: Assumable, Conventional, FHA, VA Loan

Assumable Mortgage Available

This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.

Verify Eligibility & Process

Third-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.

Location

LISTING COURTESY OF: COLDWELL BANKER REALTY

ZannHawkins@gmail.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$485,000

320 10th

3 bed, 3 bath