

$999,900
Est. Payment: $5,157/mo
Adjust down payment, rate & terms
331 Chisholm, Rutherfordton, NC 28139
Rutherfordton, NC 28139
3
bedrooms
3
baths
2,542
sq.ft.
$393
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Custom Luxury One-Level Home on 3 Acres with Stream — Minutes to Downtown Rutherfordton! Experience the perfect blend of luxury, convenience, and peaceful surroundings in this custom-built 3-bedroom, 2.5-bath home situated on 3+ picturesque acres with a tranquil stream. Thoughtfully designed for low-maintenance living and everyday comfort, this exceptional property offers high-end construction, elegant finishes, and future expansion potential—all just minutes from town. The exterior showcases LP composite board-and-batten siding with matching soffits and trim, architectural shingles, and insulated woodgrain garage doors, creating a timeless look built for durability. Energy-efficient windows and doors complete an exterior designed for truly maintenance-free living. Inside, enjoy one-level, no-step living with an open floorplan and vaulted ceilings that create a bright, airy feel. Premium luxury vinyl flooring runs throughout the home, complemented by custom cabinetry and granite countertops. The kitchen is a standout with black stainless appliances and a spacious walk-in pantry featuring quality shelving—perfect for both everyday living and entertaining. The primary suite offers a private retreat with double vanities, a relaxing soaking tub, a custom tile shower, and a built-in closet system with adjustable shelves and rods. A large laundry room, complete with custom cabinetry and sink, connects directly to the primary closet for exceptional convenience. Outdoor living is elevated with a large screened porch featuring Trex decking and cable railings, ideal for hosting guests or relaxing while enjoying the natural setting. An oversized garage leads into a functional drop zone and powder room, enhancing daily ease. The full walk-out basement offers incredible flexibility, with 95% framing complete, plumbing drains already in place, and a lower-level patio perfect for entertaining. This space could easily become an in-law suite or a fully finished one- or two-bedroom lower-level living area. The home is served by a septic system already installed and approved for up to five bedrooms, providing a rare opportunity to complete the basement for a 4- or 5-bedroom residence without additional septic upgrades. Ideally located within 5 minutes of downtown Rutherfordton, yet outside city limits, this property is also just 15 minutes to downtown Forest City, 10 minutes to Highway 74 toward Charlotte, and approximately 25 minutes to I-40 in Marion—offering easy access while preserving privacy and serenity. This exceptional home truly offers all this and more—custom luxury, thoughtful design, future potential, and an unbeatable location.
About the Neighborhood
Homes for sale in 28139 center on Rutherfordton, the Rutherford County seat approximately 60 miles southwest of Charlotte via US-74, a small city defined by its well-preserved historic downtown, genuine Piedmont foothills character, and a residential landscape offering exceptional value at the edge of Western North Carolina's mountain gateway. The architectural stock blends beautifully preserved late Victorian and Colonial Revival homes in the historic residential neighborhoods surrounding the Rutherford County Courthouse with mid-century brick ranches and newer construction on the city's expanding corridors. The revitalizing Downtown Rutherfordton district along North Main Street anchors an emerging local dining and arts scene, while Chimney Rock State Park and Lake Lure. two of the most dramatic natural destinations in the Carolinas, are within 20–25 minutes via scenic US-74A. Isothermal Community College provides an educational and employer anchor for the broader Rutherford County region. The 28139 real estate market delivers historic architectural character and mountain-gateway proximity at price points that remain among the most competitive in the greater Western Piedmont, offering buyers exceptional value within reach of both Charlotte and Asheville.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 1
- Year Built: 2025
- Living Area: 2,542 sqft
- New Construction: Yes
- MLS #: 4329205
Additional Home Features
- Subdivision: West Gate
Association
- Association Fee: $213
- Association Fee Frequency: Annually
- Association Name: West Gate HOA-Nick Anderson
- Association Phone: 828-429-8664
- HOA Required: Yes
Utilities
- Electricity Connected
- Natural Gas
Interior Features
- Attic Other
- Breakfast Bar
- Built-in Features
- Drop Zone
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Electric, Heat Pump
- Cooling: Electric, Heat Pump
- Laundry Room
- Main Level
- Sink
Appliances
- Dishwasher
- Electric Oven
- Electric Range
- Exhaust Hood
- Microwave
- Propane Water Heater
- Refrigerator with Ice Maker
- Tankless Water Heater
Construction Materials
- Other - See Remarks
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Electric
- Heat Pump
Foundation Details
- Basement
Heating
- Electric
- Heat Pump
Laundry Features
- Laundry Room
- Main Level
- Sink
Levels
- One
Parking Features
- Driveway
- Attached Garage
- Garage Faces Side
- Keypad Entry
- Garage Spaces: 2
Exterior Features
- Patio/Porch: Covered, Front Porch, Patio, Rear Porch, Screened
Road
- Road Responsibility: Private Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Public
Architectural Style
- Arts and Crafts
Security Features
- Smoke Detector(s)
Flooring
- Other - See Remarks
Fireplace
- Fireplace: Yes
- Gas Log
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Schools
Elementary
Rutherford
Middle
R-S Middle
High School
R-S Central
LISTING COURTESY OF: COLDWELL BANKER ADVANTAGE
cheryl@cbawest.com
$999,900
Est. Payment: $5,157/mo
Adjust down payment, rate & terms
Rutherfordton, NC 28139
3
bedrooms
3
baths
2,542
sq.ft.
$393
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Coldwell Banker Advantage
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$999,900
331 Chisholm
3 bed, 3 bath
