

$667,000
Est. Payment: $3,428/mo
Adjust down payment, rate & terms
391 Clearwater Creek, Rutherfordton, NC 28139
Rutherfordton, NC 28139
3
bedrooms
3
baths
3,161
sq.ft.
$211
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Discover a rare opportunity to own a beautifully crafted 3 story custom home, perfectly nestled on 2.29 acres of privacy and natural beauty within the secure gated community of Clearwater Creek. Spacious 3 BR, 3 full baths, multiple living spaces, remarkable outdoor amenities, and a long list or recent upgrades. Master suite and loft occupy the entire third level, creating a peaceful retreat tucked away from the main living areas. The main level features 2 additional BRs and a full bath. A stunning 2024 fully renovated chef's kitchen serves as the heart of the home, featuring top of the line appliances, custom cabinetry, and custom built spice rack. Adjacent to the kitchen is a bright sunroom, heated and cooled, which is also accessible from the second bedroom. The lower level is a true flex space, complete with a kitchenette featuring a sink, refrigerator, a family room, bedroom, full bath and laundry. Whether used as a mother in law suite, guest quarters, rental potential, or additional living area, it offers versatility to fit any lifestyle. Outside you will find a firepit that sits beside a covered pavilion equipped with a brick pizza oven and picnic area, as well as a delightful greenhouse. An impressive 5 car garage, accessible by its own private driveway offers endless potential for hobbyists, car enthusiasts, a workshop, or even future finished space. Enjoy watching visits from deer and turkeys from the welcoming front and side decks, or take a short walk down to the creek and enjoy sitting and simply enjoying nature. Additional upgrades include a full house water filtration system with UV, reverse osmosis filter at kitchen sink, Starlink satellite system already mounted - just add a subscription for high speed internet service, brand new (2025) 24 gauge inseam metal roof on house, pavilion, and garage, main A/C unit replaced in 2025, and septic and well systems in perfect working condition. Whether you are sipping coffee in the sunroom, preparing meals in your state of the art kitchen, or relaxing outdoors by the firepit, this property embodies the serenity of country living while delivering all the modern comforts you desire. This is not just a home - it's a retreat, a sanctuary, and a destination. Homes like this rarely become available, and when they do, they don't last long! Schedule your showing today and experience the beauty, peace, and possibilities this remarkable property offers.
About the Neighborhood
Homes for sale in 28139 center on Rutherfordton, the Rutherford County seat approximately 60 miles southwest of Charlotte via US-74, a small city defined by its well-preserved historic downtown, genuine Piedmont foothills character, and a residential landscape offering exceptional value at the edge of Western North Carolina's mountain gateway. The architectural stock blends beautifully preserved late Victorian and Colonial Revival homes in the historic residential neighborhoods surrounding the Rutherford County Courthouse with mid-century brick ranches and newer construction on the city's expanding corridors. The revitalizing Downtown Rutherfordton district along North Main Street anchors an emerging local dining and arts scene, while Chimney Rock State Park and Lake Lure. two of the most dramatic natural destinations in the Carolinas, are within 20–25 minutes via scenic US-74A. Isothermal Community College provides an educational and employer anchor for the broader Rutherford County region. The 28139 real estate market delivers historic architectural character and mountain-gateway proximity at price points that remain among the most competitive in the greater Western Piedmont, offering buyers exceptional value within reach of both Charlotte and Asheville.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 0
- Year Built: 2007
- Living Area: 3,161 sqft
- New Construction: No
- MLS #: 4366468
Additional Home Features
- Subdivision: Clearwater Creek
- Neighborhood: Clearwater Creek
Association
- Association Fee: $400
- Association Fee Frequency: Annually
- Association Phone: 850-319-8798
- HOA Required: Yes
Utilities
- Propane
- Satellite Internet Available
Interior Features
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Ductless, Heat Pump
- Cooling: Central Air, Ductless, Heat Pump
- Laundry Room
- Lower Level
Appliances
- Dishwasher
- Double Oven
- Exhaust Fan
- Exhaust Hood
- Filtration System
- Gas Cooktop
- Gas Water Heater
- Microwave
- Propane Water Heater
- Refrigerator
- Refrigerator with Ice Maker
- Tankless Water Heater
- Washer/Dryer
Construction Materials
- Fiber Cement
- Foundation: Basement
- Roof: Metal
Cooling
- Central Air
- Ductless
- Heat Pump
Foundation Details
- Basement
Heating
- Ductless
- Heat Pump
Laundry Features
- Laundry Room
- Lower Level
Levels
- Tri-Level
Parking Features
- Driveway
- Detached Garage
- Garage Spaces: 5
Exterior Features
- Fire Pit
- Other - See Remarks
- Patio/Porch: Balcony, Covered, Deck, Front Porch, Side Porch
Other Structures
- Greenhouse
- Workshop
- Other - See Remarks
Road
- Road Responsibility: Private Maintained Road
- Road Surface Type: Asphalt, Gravel, Paved
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Gated
- Picnic Area
- Recreation Area
Security Features
- Radon Mitigation System
Flooring
- Carpet
- Tile
- Wood
Fireplace
- Fireplace: Yes
- Bonus Room
- Den
- Family Room
- Fire Pit
- Living Room
- Propane
Tax and Financial Info
- Listing Terms: Cash, Conventional, USDA Loan, VA Loan
Location
LISTING COURTESY OF: FERGUSON REAL ESTATE & ASSOCIATES
gdaniels2127@gmail.com
$667,000
Est. Payment: $3,428/mo
Adjust down payment, rate & terms
Rutherfordton, NC 28139
3
bedrooms
3
baths
3,161
sq.ft.
$211
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Ferguson Real Estate & Associates
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$667,000
391 Clearwater Creek
3 bed, 3 bath
