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$285,000

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515 Upper Spencer Mountain

Stanley, NC 28164

2

bedrooms

2

baths

1,461

sq.ft.

$195

price per sf

Property TypeResidential
Year Built1960
Days on Market185
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.

About the Neighborhood

Homes for sale in 28164 offer buyers a genuinely distinctive Lincoln County lifestyle in Stanley, a small community situated along the South Fork Catawba River approximately 25 miles west of Charlotte via NC-27, defined by its riverfront character, historic Craftsman and ranch home inventory, and the kind of established small-town authenticity increasingly rare within the broader metro commute range. The residential landscape features mid-century brick ranch homes, period Craftsman bungalows, and newer construction on generous lots reflecting the community's measured pace of growth along the South Fork corridor. The South Fork River Trails — a celebrated multi-use greenway system connecting communities along the Catawba watershed — provide kayaking, fishing, and trail access directly tied to Stanley's riverfront positioning. The growing Belmont and Mount Holly commercial corridors are within 15 minutes, delivering expanding dining and retail options, and major employers along the I-85 Gaston County industrial corridor are within easy reach. The 28164 real estate market delivers competitive Lincoln County price points with riverfront access and a manageable NC-27 commute placing Uptown Charlotte approximately 30–35 minutes away.

Property Features

Property Description

  • Beds Total: 2
  • Full Baths: 2
  • Half Baths: 0
  • Year Built: 1960
  • Living Area: 1,461 sqft
  • New Construction: No
  • MLS #: 4251683

Additional Home Features

  • Subdivision: None

Association

  • HOA Required: No

Interior Features

  • Walk-In Closet(s)
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Electric Dryer Hookup
  • Laundry Room
  • Washer Hookup

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater

Construction Materials

  • Brick Full
  • Vinyl
  • Foundation: Crawl Space

Cooling

  • Central Air
  • Heat Pump

Foundation Details

  • Crawl Space

Heating

  • Electric
  • Heat Pump

Laundry Features

  • Electric Dryer Hookup
  • Laundry Room
  • Washer Hookup

Levels

  • One

Parking Features

  • Driveway
  • 000

Exterior Features

  • Patio/Porch: Patio

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Gravel, Paved

Sewer

  • Septic Installed

WaterSource

  • Well

Flooring

  • Carpet
  • Wood

Fireplace

  • Fireplace: No

Tax and Financial Info

  • Listing Terms: Cash, Conventional

Location

Schools

Elementary

Unspecified

Middle

Unspecified

High School

Unspecified

LISTING COURTESY OF: LAKE NORMAN REALTY, INC.

debbiem@lakenormanrealty.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Lake Norman Realty, Inc.

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$285,000

515 Upper Spencer Mountain

2 bed, 2 bath