
$649,900
Est. Payment: $3,340/mo
Adjust down payment, rate & terms
520 Martin Luther King
Charlotte, NC 28202
2
bedrooms
3
baths
1,701
sq.ft.
$382
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
$15,000 Buyer Incentive Available + Rare Two-Story Junior Penthouse in Uptown Charlotte! Seller is offering $15,000 that may be used toward a mortgage rate buy-down, buyer closing costs, or prepaid HOA dues, providing flexibility to customize the benefit to fit your needs. Experience elevated city living in this rare two-story junior penthouse at The Madison, an exclusive boutique building with just 26 residences in the heart of Uptown Charlotte. Perched on the 11th floor, this unique home offers the convenience of condo living with the feel of a luxury townhome in the sky, complete with sweeping skyline views from a spacious covered terrace perfect for morning coffee, evening cocktails, or entertaining guests. The open concept main level seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting space enhanced by hardwood floors, tray ceilings, custom built-ins, and oversized sliding glass doors. The kitchen features granite countertops, breakfast bar seating, a wine cooler, Bosch dishwasher, and updated fixtures. Upstairs, the spacious primary suite serves as a private retreat with a sitting area, oversized walk-in closet, and spa-inspired bath with soaking tub and glass enclosed shower. The secondary bedroom includes custom built-ins and desk space, making it ideal for guests, a home office, or both. An upper-level laundry room adds everyday convenience. With thousands of dollars in upgrades, two deeded parking spaces, and hotel style amenities through the HOA, this residence offers sophisticated, low maintenance living in one of Charlotte's most walkable locations. Enjoy easy access to Uptown's restaurants, sporting events, nightlife, entertainment, Whole Foods, and major employers, making it possible to leave the car at home and walk to work in the heart of the city. Seller offering a $15,000 incentive flexible for a mortgage rate buy-down, closing costs, or prepaid HOA dues. Secure an effective starting interest rate as low as 4.875%
About the Neighborhood
Homes for sale in 28202 place buyers at the literal center of Charlotte's urban core, encompassing Uptown Charlotte's First Ward, Second Ward, Third Ward, and Fourth Ward neighborhoods in one of the most architecturally diverse zip codes in the Carolinas. The residential landscape spans the full spectrum — from meticulously restored late Victorian and early Colonial Revival townhomes in Fourth Ward Historic District to sleek glass-and-steel luxury high-rises and mid-rise condos lining Tryon Street and College Street. Residents enjoy immediate walkability to Romare Bearden Park, the Spectrum Center, and the nascent South Tryon Street dining corridor, with Bank of America Corporate Center and Wells Fargo's East Coast headquarters among the major employers within steps of front doors. The LYNX Blue Line, CATS bus rapid transit, and the planned Gold Line streetcar extension all originate or pass through 28202, making car-free urban living entirely viable. For buyers seeking true lock-and-leave urban living with zero compromise on proximity to Charlotte's cultural, culinary, and employment core, the 28202 real estate market offers a compelling and continually appreciating investment.
Property Features
Property Description
- Beds Total: 2
- Full Baths: 3
- Half Baths: 1
- Year Built: 2010
- Living Area: 1,701 sqft
- New Construction: No
- MLS #: 4361142
Additional Home Features
- Subdivision: Second Ward
- Neighborhood: Second Ward
Association
- Association Fee: $698.5
- Association Fee Frequency: Monthly
- Association Name: CAMS
- Association Phone: 704-731-5560
- HOA Required: Yes
Utilities
- Cable Available
- Electricity Connected
Interior Features
- Built-in Features
- Cable Prewire
- Garden Tub
- Open Floorplan
- Walk-In Closet(s)
- Heating: Heat Pump
- Cooling: Ceiling Fan(s), Heat Pump
- In Unit
- Laundry Room
- Upper Level
Appliances
- Bar Fridge
- Convection Oven
- Dishwasher
- Disposal
- Dryer
- Electric Water Heater
- Exhaust Hood
- Gas Range
- Refrigerator with Ice Maker
- Washer/Dryer
- Wine Refrigerator
Construction Materials
- Glass
- Synthetic Stucco
- Foundation: Slab
- Roof: Rubber
Cooling
- Ceiling Fan(s)
- Heat Pump
Foundation Details
- Slab
Heating
- Heat Pump
Laundry Features
- In Unit
- Laundry Room
- Upper Level
Levels
- Two
Parking Features
- Assigned
- Parking Garage
Exterior Features
- Patio/Porch: Balcony, Covered
Pets Allowed
- Conditional
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: None, Paved
Sewer
- Public Sewer
WaterSource
- City
Community Features
- Concierge
- Elevator
- Fitness Center
Architectural Style
- Transitional
View
- City
Security Features
- Smoke Detector(s)
Flooring
- Tile
- Wood
Window Features
- Window Treatments
Fireplace
- Fireplace: Yes
- Gas Log
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
LISTING COURTESY OF: COMPASS
becky.mcgrath@compass.com
$649,900
Est. Payment: $3,340/mo
Adjust down payment, rate & terms
520 Martin Luther King
Charlotte, NC 28202
2
bedrooms
3
baths
1,701
sq.ft.
$382
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of COMPASS
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$649,900
520 Martin Luther King
2 bed, 3 bath
