
$995,000
Est. Payment: $5,114/mo
Adjust down payment, rate & terms
5404 Cotton Top
Waxhaw, NC 28173
5
bedrooms
5
baths
5,495
sq.ft.
$181
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Welcome to 5404 Cotton Top Court, an exceptional estate nestled on 1.569 acres in the serene countryside of Waxhaw, where refined living meets thoughtful design. Spanning an impressive 5,495 square feet, this three-level residence offers a rare blend of elegance, privacy, and versatility—perfectly suited for today’s discerning buyer seeking both luxury and functionality. From the moment you arrive, the extended private drive and three-car garage set the tone for the scale and presence of this home. Inside, timeless design elements unfold, beginning with a formal dining room ideal for elevated entertaining and a private main-level office with full bath, offering the flexibility of a guest suite or fifth bedroom. The heart of the home is an expansive open-concept living space designed for both grand gatherings and intimate moments. Seamless flow leads you outdoors to a resort-style setting, where a recently relined pool and rebuilt deck (April 2026) create a private retreat for relaxation and entertaining alike. Upstairs, a spacious loft provides an additional layer of living, while generously sized bedrooms offer comfort without compromise. The fully finished lower level presents a private apartment-style living space, thoughtfully designed for multigenerational living, long-term guests, or curated income opportunities—all while maintaining privacy and independence. Beyond its beauty, this home is engineered for elevated living with dual septic systems, a private well with a water softener, and recent mechanical updates, including a new outdoor condenser (April 2026) and newer basement carpeting (2021). This is more than a home—it is a lifestyle defined by space, sophistication, and seamless multigenerational living.
About the Neighborhood
Homes for sale in 28173 place buyers in Waxhaw, one of Union County's most charming and rapidly growing small towns, approximately 20 miles south of Charlotte via Providence Road and US-521, defined by its beautifully preserved historic downtown, antique district reputation, and a genuine village atmosphere that distinguishes it within the broader Charlotte suburban landscape. The residential landscape ranges from traditional and Craftsman-inspired homes in established in-town neighborhoods surrounding the historic Downtown Waxhaw corridor to expansive new construction executive communities on Union County's generous lots. Downtown Waxhaw's Main Street delivers one of the most authentic small-town retail and dining experiences in the metro, lined with independent antique dealers, local restaurants, and boutique shops that attract visitors from across the region. Cane Creek Park — one of Union County's premier outdoor recreation destinations featuring lake access, equestrian trails, and athletic facilities — is directly within the zip code. The 28173 real estate market commands strong demand and steady appreciation, driven by the community's distinct character, newer construction inventory, and a US-521 commute placing Uptown Charlotte approximately 30–35 minutes away.
Property Features
Property Description
- Beds Total: 5
- Full Baths: 5
- Half Baths: 1
- Year Built: 2011
- Living Area: 5,495 sqft
- New Construction: No
- MLS #: 4368521
Additional Home Features
- Subdivision: Houston Ridge
- Neighborhood: Houston Ridge
Association
- Association Fee: $480
- Association Fee Frequency: Annually
- Association Name: Cedar Management
- Association Phone: 704-644-8808
- HOA Required: Yes
Utilities
- Cable Available
- Electricity Connected
- Natural Gas
- Underground Utilities
Interior Features
- Attic Other
- Breakfast Bar
- Cable Prewire
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Central, Forced Air, Natural Gas
- Cooling: Central Air, Electric
- Electric Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Upper Level
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Electric Oven
- Ice Maker
- Microwave
- Plumbed For Ice Maker
Construction Materials
- Fiber Cement
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Central Air
- Electric
Foundation Details
- Basement
Heating
- Central
- Forced Air
- Natural Gas
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Upper Level
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Front
- Garage Faces Side
- Keypad Entry
- Parking Space(s)
- Garage Spaces: 3
Exterior Features
- Fire Pit
- In-Ground Irrigation
- Fencing: Back Yard
- Patio/Porch: Deck, Front Porch
- Pool: Fenced, In Ground, Outdoor Pool, Salt Water
Other Structures
- Outbuilding
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Street Lights
- Other
Architectural Style
- Traditional
Security Features
- Carbon Monoxide Detector(s)
- Smoke Detector(s)
Flooring
- Carpet
- Linoleum
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
LISTING COURTESY OF: COLDWELL BANKER REALTY
dee@AtHomeintheCarolinas.com
$995,000
Est. Payment: $5,114/mo
Adjust down payment, rate & terms
5404 Cotton Top
Waxhaw, NC 28173
5
bedrooms
5
baths
5,495
sq.ft.
$181
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Coldwell Banker Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$995,000
5404 Cotton Top
5 bed, 5 bath
