

$375,000
Est. Payment: $1,927/mo
Adjust down payment, rate & terms
3020 Silver Creek Mountain Rd, Morganton, NC 28655
Morganton, NC 28655
2
bedrooms
3
baths
1,854
sq.ft.
$202
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.
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About the Neighborhood
Looking for the perfect Residential in Morganton? The 28655 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.
Property Features
Property Description
- Beds Total: 2
- Full Baths: 3
- Half Baths: 1
- Year Built: 2012
- Living Area: 1,854 sqft
- New Construction: No
- MLS #: 4394477
Additional Home Features
- Subdivision: Silver Creek Springs
- Neighborhood: Silver Creek Springs
Association
- Association Fee: $50
- Association Fee Frequency: Monthly
- Association Name: Silver Creek Community POA
- HOA Required: Yes
Utilities
- Electricity Connected
- Satellite Internet Available
Interior Features
- Heating: Central
- Cooling: Central Air
- In Bathroom
- Main Level
Appliances
- Dishwasher
- Electric Oven
- Microwave
- Refrigerator
Construction Materials
- Log
- Foundation: Basement
- Roof: Metal
Cooling
- Central Air
Foundation Details
- Basement
Heating
- Central
Laundry Features
- In Bathroom
- Main Level
Levels
- One
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 1
Exterior Features
- Patio/Porch: Covered, Deck, Front Porch, Rear Porch
Road
- Road Responsibility: Private Maintained Road
- Road Surface Type: Gravel
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Clubhouse
- Outdoor Pool
Architectural Style
- Cabin
View
- Long Range
- Mountain(s)
- Year Round
Flooring
- Concrete
- Laminate
- Wood
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, VA Loan
Location
LISTING COURTESY OF: KELLER WILLIAMS PROFESSIONALS
carly.conley@kw.com
$375,000
Est. Payment: $1,927/mo
Adjust down payment, rate & terms
Morganton, NC 28655
2
bedrooms
3
baths
1,854
sq.ft.
$202
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Keller Williams Professionals
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$375,000
3020 Silver Creek Mountain Road
2 bed, 3 bath


