Charlotte Metro

Charlotte Homes Eligible for Down Payment Assistance

Down payment assistance may be available

Every home here shows the Down Payment Resource indicator from our Canopy MLS feed. That is the same signal behind the assistance graphic on individual property pages. Open a listing below to see details and explore programs through Down Payment Resource.

Program availability, income limits, and buyer eligibility are set by Down Payment Resource and participating lenders, not by the listing agent or brokerage.

Why Explore These Listings?

Lower Upfront Cash

Assistance programs can lower what you need at closing. That can help first-time buyers who are working toward homeownership.

Curated Inventory

Each listing here has the Down Payment Resource indicator from our MLS feed. The list updates as new Charlotte-area homes come to market.

Charlotte Programs

Charlotte-area buyers may qualify for city, county, state, and national programs. Eligibility depends on your situation and the property.

Verify Before You Offer

The MLS indicator is informational. Confirm program fit with a lender before making an offer.

Down Payment Assistance

3,093 homes in Charlotte

Showing 12 of 3,093 active listings with the down payment assistance indicator, starting at the lowest prices. Use search to filter by neighborhood, price, beds, baths, and home type.

Active

$102,000

305 Orchard Trace Lane Apt 5

Charlotte, NC 28213

1 bed1 bath598 SF

Listed by Keller Williams Ballantyne Area

dominiklivinsky@kw.com

Active

$109,000

2014 Countrymens Court Apt 60

Charlotte, NC 28210

1 bed1 bath667 SF

Listed by Lochmoor Realty LLC

lisa@lochmoorrealty.com

Active

$109,900

4804 Spring Lake Drive B

Charlotte, NC 28212

2 beds2 baths1,011 SF

Listed by Michael D Hailey and Associates LLC

michaelhailey@mhaileyandassociates.com

Active

$110,000

1831 J Julian Lane

Charlotte, NC 28208

2 beds2 baths900 SF

Listed by Royal Realty, The

ybartos@bellsouth.net

Active

$114,000

1906 Meadowlark Lane Apt 15

Charlotte, NC 28210

1 bed1 bath730 SF

Listed by Yancey Realty, LLC

Justin.Burgess@YanceyRealty.com

Active

$114,000

9119 Spyglass Place Apt 9119D

Charlotte, NC 28214

1 bed1 bath684 SF

Listed by Real Broker, LLC

sheila@carolinaskyre.com

Active

$114,990

8216 Cedar Glen Drive

Charlotte, NC 28212

1 bed1 bath672 SF

Listed by Sycamore Properties Inc

SycamorepropertiesTravis@gmail.com

Active

$115,000

6234 Rosecroft Drive

Charlotte, NC 28215

2 beds2 baths1,105 SF

Listed by Mark Spain Real Estate

koji@markspain.com

Active

$119,000

6165 Meadow Rose Lane

Charlotte, NC 28215

2 beds2 baths881 SF

Listed by Keller Williams Connected

mike@dreamteamunited.com

Active

$119,500

9119 Spyglass Place b

Charlotte, NC 28214

2 beds2 baths966 SF

Listed by NorthGroup Real Estate LLC

olegysh@gmail.com

Active

$120,000

9123 Spyglass Place I

Charlotte, NC 28214

1 bed1 bath694 SF

Listed by United Real Estate-Queen City

HannaAllen.Realtor@gmail.com

Active

$125,000

6120 Meadow Rose Lane

Charlotte, NC 28215

2 beds2 baths885 SF

Listed by K.M.D. Realty Inc.

re@kmdrealty.com

Listing information © 2026 Canopy MLS. All rights reserved. Eligibility is indicated by the listing agent; program availability and buyer qualification are determined by third-party providers. Equal Housing Opportunity.

More homes in Charlotte

Search all 3,093 homes

Important Disclosures

Down payment assistance information comes from third-party providers. Citadel Cofield is not a lender and does not guarantee that any program will be available or that you will qualify.

Eligibility indicators come from the Down Payment Resource integration in Canopy MLS. We have not verified them independently. Program rules, income limits, and funding change often. Talk with a licensed mortgage professional before you count on assistance for a purchase.

Listings courtesy of Canopy MLS as distributed by MLS GRID. Equal Housing Opportunity.