Citadel Cofield - Charlotte Real Estate Brokerage
Citadel Cofield - Charlotte Real Estate Brokerage

Charlotte Metro

Charlotte Homes Eligible for Down Payment Assistance

Down payment assistance may be available

Every home here shows the Down Payment Resource indicator from our Canopy MLS feed. That is the same signal behind the assistance graphic on individual property pages. Open a listing below to see details and explore programs through Down Payment Resource.

Program availability, income limits, and buyer eligibility are set by Down Payment Resource and participating lenders, not by the listing agent or brokerage.

Why Explore These Listings?

Lower Upfront Cash

Assistance programs can lower what you need at closing. That can help first-time buyers who are working toward homeownership.

Curated Inventory

Each listing here has the Down Payment Resource indicator from our MLS feed. The list updates as new Charlotte-area homes come to market.

Charlotte Programs

Charlotte-area buyers often research city, county, and state paths such as NCHFA, NC Home Advantage, and House Charlotte, plus national options when they may apply. Eligibility depends on your situation and the property. Citadel does not award funds. Confirm with a lender.

Verify Before You Offer

The MLS indicator is informational. Confirm program fit with a lender before making an offer.

Down Payment Assistance

3,388 homes in Charlotte

Showing 12 of 3,388 active listings with the down payment assistance indicator, starting at the lowest prices. Use search to filter by neighborhood, price, beds, baths, and home type.

1831 J Julian Lane, Charlotte, NC - 2 beds, 1.5 baths, 900 sqft - $99,900
ACTIVE

$99,900

1831 J Julian Lane

Charlotte, NC 28208

2 beds1.5 baths900 sq ft

Listed by Royal Realty, The

ybartos@bellsouth.net

MLS GRID
1914 Meadowlark Lane Apt 6, Charlotte, NC - 1 bed, 1 bath, 712 sqft - $108,000
ACTIVE

$108,000

1914 Meadowlark Lane Apt 6

Charlotte, NC 28210

1 bed1 bath712 sq ft

Listed by Patel Standard realty

shivam@patelstandardrealty.com

MLS GRID
2014 Countrymens Court Apt 60, Charlotte, NC - 1 bed, 1 bath, 667 sqft - $109,000
ACTIVE

$109,000

2014 Countrymens Court Apt 60

Charlotte, NC 28210

1 bed1 bath667 sq ft

Listed by Lochmoor Realty LLC

lisa@lochmoorrealty.com

MLS GRID
6112 Meadow Rose Lane, Charlotte, NC - 2 beds, 2 baths, 881 sqft - $109,000
ACTIVE

$109,000

6112 Meadow Rose Lane

Charlotte, NC 28215

2 beds2 baths881 sq ft

Listed by Premier South

joe@carolina-joe.com

MLS GRID
4804 Spring Lake Drive B, Charlotte, NC - 2 beds, 2 baths, 1,011 sqft - $109,900
ACTIVE

$109,900

4804 Spring Lake Drive B

Charlotte, NC 28212

2 beds2 baths1,011 sq ft

Listed by Michael D Hailey and Associates LLC

michaelhailey@mhaileyandassociates.com

MLS GRID
1905 Meadowlark Lane Apt 32, Charlotte, NC - 1 bed, 1 bath, 732 sqft - $109,900
ACTIVE

$109,900

1905 Meadowlark Lane Apt 32

Charlotte, NC 28210

1 bed1 bath732 sq ft

Listed by Savvy + Co Real Estate

shonnross@gmail.com

MLS GRID
1906 Meadowlark Lane Apt 15, Charlotte, NC - 1 bed, 1 bath, 730 sqft - $110,000
ACTIVE

$110,000

1906 Meadowlark Lane Apt 15

Charlotte, NC 28210

1 bed1 bath730 sq ft

Listed by Yancey Realty, LLC

Justin.Burgess@YanceyRealty.com

MLS GRID
8032 Tremaine Court B, Charlotte, NC - 2 beds, 2 baths, 941 sqft - $112,000
ACTIVE

$112,000

8032 Tremaine Court B

Charlotte, NC 28227

2 beds2 baths941 sq ft

Listed by Coldwell Banker Realty

elan.barreras@cbrealty.com

MLS GRID
6165 Meadow Rose Lane, Charlotte, NC - 2 beds, 2 baths, 887 sqft - $113,000
ACTIVE

$113,000

6165 Meadow Rose Lane

Charlotte, NC 28215

2 beds2 baths887 sq ft

Listed by Keller Williams Ballantyne Area

Rhonda@WesterveltProperty.com

MLS GRID
9119 Spyglass Place Apt 9119D, Charlotte, NC - 1 bed, 1 bath, 684 sqft - $113,000
ACTIVE

$113,000

9119 Spyglass Place Apt 9119D

Charlotte, NC 28214

1 bed1 bath684 sq ft

Listed by Real Broker, LLC

sheila@carolinaskyre.com

MLS GRID

Photo unavailable

ACTIVE

$114,900

8024 Tremaine Court A

Charlotte, NC 28227

2 beds2 baths998 sq ft

Listed by Coldwell Banker Realty

elan.barreras@cbrealty.com

MLS GRID
2010 Countrymens Court #67, Charlotte, NC - 1 bed, 1 bath, 700 sqft - $115,000
ACTIVE

$115,000

2010 Countrymens Court #67

Charlotte, NC 28210

1 bed1 bath700 sq ft

Listed by Voronin Realty

roman@voroninrealty.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID.

Listing data last updated .

Eligibility is indicated by the listing agent; program availability and buyer qualification are determined by third-party providers.

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

Equal Housing Opportunity

More homes in Charlotte

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Important Disclosures

Down payment assistance information comes from third-party providers. Citadel Cofield is not a lender and does not guarantee that any program will be available or that you will qualify.

Eligibility indicators come from the Down Payment Resource integration in Canopy MLS. We have not verified them independently. Program rules, income limits, and funding change often. Talk with a licensed mortgage professional before you count on assistance for a purchase.

Listings courtesy of Canopy MLS as distributed by MLS GRID. Equal Housing Opportunity.