

$544,900
Est. Payment: $2,801/mo
Adjust down payment, rate & terms
318 Rutledge Rd, Mount Holly, NC 28120
Mount Holly, NC 28120
3
bedrooms
3
baths
2,302
sq.ft.
$237
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Don’t miss out on the opportunity to own this beautifully updated brick ranch, featuring 3 bedrooms and 2 baths upstairs and 1 Bonus (currently used as a bedroom) and half bath downstairs, situated on nearly 2.5 acres in Mt. Holly. This remarkable property boasts a stunningly updated kitchen complete with a wall oven and gas cook-top, two inviting propane-fueled fireplaces, a freshly painted, spacious deck, and an attached two-car garage in addition to a separate three-car garage/workshop. This move-in-ready residence includes updated bathrooms, new flooring, and fresh paint throughout. The kitchen cook-top and both fireplaces are fueled by a 100-gallon propane tank. Take a moment to relax on the lower patio, which offers ample privacy—ideal for enjoying the hot tub or spending an evening around the fire pit, all while surrounded by nature and mature trees in this beautifully landscaped yard. This charming home is perfect for those seeking both comfort and functionality, offering plenty of space for family gatherings or entertaining guests. The open floor plan allows for easy flow between rooms, making it a delight to host parties or enjoy cozy evenings at home. For hobbyists or car enthusiasts, the additional three-car garage/workshop provides ample space for projects and storage. Please note that while the basement bedroom is recorded as the fourth bedroom in tax records, it does not have a closet or window. Septic permit is for three bedrooms. The hot tub will be sold "as is" without any warranty.
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
About the Neighborhood
Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the 28120 real estate market has experienced steady appreciation as buyers recognize its riverfront character, historic architecture, and approximately 20-minute Uptown Charlotte commute via I-85 as a compelling combination of lifestyle and investment value.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 1
- Year Built: 1980
- Living Area: 2,302 sqft
- New Construction: No
- MLS #: 4396955
Additional Home Features
- Subdivision: none
- Neighborhood: none
Association
- HOA Required: No
Utilities
- Cable Available
- Electricity Connected
- Propane
- Wired Internet Available
Interior Features
- Cable Prewire
- Kitchen Island
- Pantry
- Walk-In Pantry
- Heating: Electric, Forced Air
- Cooling: Central Air
- Laundry Room
- Main Level
Appliances
- Dishwasher
- Electric Water Heater
- Gas Cooktop
- Refrigerator
- Wall Oven
- Wine Refrigerator
Construction Materials
- Brick Full
- Foundation: Basement, Other - See Remarks
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Basement
- Other - See Remarks
Heating
- Electric
- Forced Air
Laundry Features
- Laundry Room
- Main Level
Levels
- One
Parking Features
- Basement
- Garage Shop
- Parking Space(s)
- Garage Spaces: 4
Exterior Features
- Hot Tub
- Fencing: Fenced
- Patio/Porch: Covered, Deck, Front Porch, Porch, Rear Porch
Other Structures
- Auto Shop
- Workshop
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Well
Architectural Style
- Ranch
Flooring
- Carpet
- Vinyl
Window Features
- Insulated Window(s)
- Storm Window(s)
Fireplace
- Fireplace: Yes
- Bonus Room
- Family Room
- Gas Log
- Propane
Tax and Financial Info
- Listing Terms: Assumable, Cash, Conventional, Exchange, FHA, USDA Loan, VA Loan
Assumable Mortgage Available
This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.
Verify Eligibility & ProcessThird-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.
Location
LISTING COURTESY OF: JACKSON PERRINE REALTY LLC
cjackson@cjacksonhomes.com
$544,900
Est. Payment: $2,801/mo
Adjust down payment, rate & terms
Mount Holly, NC 28120
3
bedrooms
3
baths
2,302
sq.ft.
$237
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Jackson Perrine Realty LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$544,900
318 Rutledge Road
3 bed, 3 bath


