$664,900
Est. Payment: $3,436/mo
Adjust down payment, rate & terms
514 Cottage Garden Ln, Belmont, NC 28012
Belmont, NC 28012
5
bedrooms
4
baths
3,657
sq.ft.
$182
price per sf
Presented By
Carnarri Cofield
REALTOR®
About This Property
The only new single-family home community with direct access and included membership to the Daniel Stowe Botanical Gardens! The Stonehaven floorplan boasts an open concept kitchen with island adjacent to breakfast area and family room making this home perfect for entertaining. Formal dining room and butler’s pantry, study with double doors, mudroom with drop zone, a guest bedroom and a full bathroom finish out the main floor living area. Enjoy mornings and evenings on the covered screened porch just off the breakfast area. On the second level you will find the oversized primary suite with tray ceiling and two generous walk-in closets, a breathtaking bathroom with separate vanities, soaking tub, seated tile shower and private water closet. 3 spacious secondary bedrooms, 2 with walk-in closets. A loft, 2 full bathrooms and spacious laundry room finish out this well-designed home. May/June 2026 estimated completion. Ask me about the special closing cost incentive.
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About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 5
- Full Baths: 4
- Half Baths: 0
- Year Built: 2026
- Living Area: 3,657 sqft
- New Construction: Yes
- MLS #: 4325164
Additional Home Features
- Subdivision: Michaux Gardens
Association
- Association Fee: $222
- Association Fee Frequency: Quarterly
- Association Name: CAMS
- HOA Required: Yes
Utilities
- Cable Available
- Natural Gas
- Underground Power Lines
- Underground Utilities
Interior Features
- Attic Other
- Drop Zone
- Garden Tub
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Natural Gas, Zoned
- Cooling: Central Air, Zoned
- Electric Dryer Hookup
- In Hall
- Inside
- Laundry Room
- Upper Level
- Washer Hookup
Appliances
- Convection Oven
- Dishwasher
- Disposal
- Electric Oven
- Electric Water Heater
- Exhaust Fan
- Exhaust Hood
- Gas Cooktop
- Microwave
- Plumbed For Ice Maker
- Wall Oven
Construction Materials
- Brick Partial
- Fiber Cement
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Central Air
- Zoned
Foundation Details
- Slab
Heating
- Natural Gas
- Zoned
Laundry Features
- Electric Dryer Hookup
- In Hall
- Inside
- Laundry Room
- Upper Level
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Front
- Garage Spaces: 2
Road
- Road Responsibility: Dedicated to Public Use Pending Acceptance
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Flooring
- Carpet
- Tile
- Vinyl
Fireplace
- Fireplace: Yes
- Family Room
- Gas
- Gas Log
- Gas Vented
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Schools
Elementary
New Hope
Middle
Cramerton
High School
South Point (NC)
LISTING COURTESY OF: DRB GROUP OF NORTH CAROLINA, LLC
mariaphillips@drbgroup.com
$664,900
Est. Payment: $3,436/mo
Adjust down payment, rate & terms
Belmont, NC 28012
5
bedrooms
4
baths
3,657
sq.ft.
$182
price per sf
Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of DRB Group of North Carolina, LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
$664,900
514 Cottage Garden Lane
5 bed, 4 bath