$580,000
521 Stowe Rd, Belmont, NC 28012
5 bed · 3 bath · 2,946 sq ft
5
bedrooms
3
baths
2,946
sq.ft.
$197
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle. Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually. Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 5
- Bathrooms: 3 Full
- Year Built: 2009
- Living Area: 2,946 sqft
- New Construction: No
- MLS #: 4426823
Additional Home Features
- Subdivision: Stowe Pointe
- Neighborhood: Stowe Pointe
Association
- Association Fee: $600
- Association Fee Frequency: Annually
- HOA Required: Yes
Interior Features
- Heating: Heat Pump
- Cooling: Central Air
- Laundry Room
Appliances
- Dishwasher
- Disposal
- Electric Range
Construction Materials
- Vinyl
- Foundation: Crawl Space
Cooling
- Central Air
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Laundry Room
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 2
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Fireplace
- Fireplace: Yes
- Gas
Tax and Financial Info
- Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan
Assumable Mortgage Available
This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.
Verify Eligibility & ProcessThird-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.
Location
Similar homes nearby
LISTING COURTESY OF: LIFESTYLE INTERNATIONAL REALTY
scottbauknight.realtor@gmail.com
$580,000
Est. Payment: $2,981/mo
Adjust down payment, rate & terms
Belmont, NC 28012
5
bedrooms
3
baths
2,946
sq.ft.
$197
price per sf
Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Lifestyle International Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.