$899,999
Est. Payment: $4,626/mo
Adjust down payment, rate & terms
5404 Cotton Top Ct, Waxhaw, NC 28173
Waxhaw, NC 28173
5
bedrooms
5
baths
5,495
sq.ft.
$164
price per sf
Presented By
Carnarri Cofield
REALTOR®
About This Property
Welcome to 5404 Cotton Top Court, where peaceful country living meets exceptional space, flexibility, and comfort. Situated on 1.569 acres in the sought-after Waxhaw countryside, this recently appraised residence offers an opportunity to enjoy a property designed for the way people live today. Priced below its recent appraised value, this home presents a unique opportunity for instant equity while delivering luxury, space, and versatility. A long private drive and three-car garage create an impressive arrival experience, while the thoughtfully designed interior provides room for everyday living, entertaining, and hosting guests. The formal dining room is ready for memorable gatherings, and the private main-level office with a full bath offers flexibility for a variety of lifestyle needs. At the center of the home, expansive living spaces connect seamlessly, creating an inviting environment for both large celebrations and quiet evenings at home. Natural flow leads outdoors to a backyard retreat featuring a recently relined pool and rebuilt deck, offering the perfect setting for summer afternoons, weekend cookouts, or relaxing under the Carolina sky. Upstairs, spacious bedrooms and a versatile loft provide additional room to spread out, work, play, or unwind. The fully finished lower level offers a private apartment-style living area that creates opportunities for extended guest stays, income-producing potential, additional flexible recreational living space, or extended living. Designed with both comfort and practicality in mind, the property also features dual septic systems, a private well with a water softener, a new outdoor condenser installed in 2026, and newer basement carpeting. Offering approximately 5,495 square feet across three levels, this home delivers the rare combination of privacy, versatility, and everyday convenience. Whether you're seeking room to grow, space to entertain, or a peaceful retreat from the pace of city life, 5404 Cotton Top Court provides a setting where lasting memories are ready to be made—all while benefiting from the confidence of purchasing below appraised value.
About the Neighborhood
Homes for sale in 28173 place buyers in Waxhaw, one of Union County's most charming and rapidly growing small towns, approximately 20 miles south of Charlotte via Providence Road and US-521, defined by its beautifully preserved historic downtown, antique district reputation, and a genuine village atmosphere that distinguishes it within the broader Charlotte suburban landscape. The residential landscape ranges from traditional and Craftsman-inspired homes in established in-town neighborhoods surrounding the historic Downtown Waxhaw corridor to expansive new construction executive communities on Union County's generous lots. Downtown Waxhaw's Main Street delivers one of the most authentic small-town retail and dining experiences in the metro, lined with independent antique dealers, local restaurants, and boutique shops that attract visitors from across the region. Cane Creek Park — one of Union County's premier outdoor recreation destinations featuring lake access, equestrian trails, and athletic facilities — is directly within the zip code. The 28173 real estate market commands strong demand and steady appreciation, driven by the community's distinct character, newer construction inventory, and a US-521 commute placing Uptown Charlotte approximately 30–35 minutes away.
Property Features
Property Description
- Beds Total: 5
- Full Baths: 5
- Half Baths: 1
- Year Built: 2011
- Living Area: 5,495 sqft
- New Construction: No
- MLS #: 4368521
Additional Home Features
- Subdivision: Houston Ridge
- Neighborhood: Houston Ridge
Association
- Association Fee: $480
- Association Fee Frequency: Annually
- Association Name: Cedar Management
- Association Phone: 704-644-8808
- HOA Required: Yes
Utilities
- Cable Available
- Electricity Connected
- Natural Gas
- Underground Utilities
Interior Features
- Attic Other
- Breakfast Bar
- Cable Prewire
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Central, Forced Air, Natural Gas
- Cooling: Central Air, Electric
- Electric Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Upper Level
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Electric Oven
- Ice Maker
- Microwave
- Plumbed For Ice Maker
Construction Materials
- Fiber Cement
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Central Air
- Electric
Foundation Details
- Basement
Heating
- Central
- Forced Air
- Natural Gas
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Upper Level
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Front
- Garage Faces Side
- Keypad Entry
- Parking Space(s)
- Garage Spaces: 3
Exterior Features
- Fire Pit
- In-Ground Irrigation
- Fencing: Back Yard
- Patio/Porch: Deck, Front Porch
- Pool: Fenced, In Ground, Outdoor Pool, Salt Water
Other Structures
- Outbuilding
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Street Lights
- Other
Architectural Style
- Traditional
Security Features
- Carbon Monoxide Detector(s)
- Smoke Detector(s)
Flooring
- Carpet
- Linoleum
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
LISTING COURTESY OF: COLDWELL BANKER REALTY
dee@AtHomeintheCarolinas.com
$899,999
Est. Payment: $4,626/mo
Adjust down payment, rate & terms
Waxhaw, NC 28173
5
bedrooms
5
baths
5,495
sq.ft.
$164
price per sf
Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Coldwell Banker Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
$899,999
5404 Cotton Top Court
5 bed, 5 bath