

$400,000
124 Oak Trl, Belmont, NC 28012
3 bed · 2 bath · 1,697 sq ft
3
bedrooms
2
baths
1,697
sq.ft.
$236
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Rare opportunity to own an updated ranch on 1.25 acres in Belmont! Situated on two parcels and backing to Belmont Abbey College, this unique property offers the space, privacy, and flexibility that can be hard to find - all with NO HOA. Meticulously maintained by the same sellers for over 25 years, the home features 3 bedrooms, 2 full baths, and two separate living/family areas, providing plenty of room to spread out. Outside, the expansive property offers endless possibilities, plus a detached shop for hobbies, projects, storage, or additional workspace. Whether you're looking for more land, room to enjoy the outdoors, or simply the freedom that comes with a larger lot and no HOA, this property offers a combination you don't often find in Belmont. Two parcels included in sale:#184846 / 0.64 acres contains the residence Parcel #201367 / 0.61 acres and contains the outbuilding/shop.
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About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 2 Full
- Year Built: 1956
- Living Area: 1,697 sqft
- New Construction: No
- MLS #: 4422704
Additional Home Features
- Subdivision: Catawba Heights
- Neighborhood: Catawba Heights
Association
- HOA Required: No
Interior Features
- Attic Other
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Kitchen Island
- Heating: Forced Air
- Cooling: Central Air
- In Hall
Appliances
- Dishwasher
- Disposal
- Electric Oven
- Electric Water Heater
Construction Materials
- Brick Full
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Crawl Space
Heating
- Forced Air
Laundry Features
- In Hall
Levels
- One
Parking Features
- Attached Garage
- Garage Faces Rear
- Garage Spaces: 2
Other Structures
- Workshop
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Asphalt, Paved
Sewer
- Public Sewer
WaterSource
- City
Architectural Style
- Ranch
Flooring
- Carpet
- Tile
- Wood
Window Features
- Insulated Window(s)
Fireplace
- Fireplace: Yes
- Den
- Family Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Similar homes nearby
LISTING COURTESY OF: HELEN ADAMS REALTY
achinchilla@helenadamsrealty.com
$400,000
Est. Payment: $2,056/mo
Adjust down payment, rate & terms
Belmont, NC 28012
3
bedrooms
2
baths
1,697
sq.ft.
$236
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Helen Adams Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

