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5401 Mountain Point Lane, Charlotte, NC. property listing photo
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$1,799,990

5401 Mountain Point Ln, Charlotte, NC 28216

4 bed · 3.5 bath · 3,239 sq ft

Active

4

bedrooms

3.5

baths

3,239

sq.ft.

$556

price per sf

Property TypeResidential
Year Built1991

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve. Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever. Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

About the Neighborhood

Looking for the perfect Residential in Charlotte? The 28216 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.

Property Features

Property Description

  • Beds Total: 4
  • Bathrooms: 3 Full | 1 Half
  • Year Built: 1991
  • Living Area: 3,239 sqft
  • New Construction: No
  • MLS #: 4425572

Additional Home Features

  • Subdivision: Mountain Point
  • Neighborhood: Mountain Point

Association

  • Association Fee: $725
  • Association Fee Frequency: Annually
  • HOA Required: Yes

Utilities

  • Electricity Connected
  • Natural Gas

Interior Features

  • Breakfast Bar
  • Built-in Features
  • Open Floorplan
  • Walk-In Closet(s)
  • Heating: Ductless, Heat Pump
  • Cooling: Central Air, Ductless
  • In Bathroom
  • In Hall
  • Inside
  • Main Level
  • Multiple Locations

Appliances

  • Convection Oven
  • Dishwasher
  • Dryer
  • Gas Cooktop
  • Ice Maker
  • Refrigerator with Ice Maker
  • Self Cleaning Oven
  • Washer

Construction Materials

  • Brick Full
  • Foundation: Crawl Space
  • Roof: Architectural Shingle

Cooling

  • Central Air
  • Ductless

Foundation Details

  • Crawl Space

Heating

  • Ductless
  • Heat Pump

Laundry Features

  • In Bathroom
  • In Hall
  • Inside
  • Main Level
  • Multiple Locations

Levels

  • Two

Parking Features

  • Circular Driveway
  • Driveway
  • Electric Gate
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
  • Garage Spaces: 3

Exterior Features

  • Fire Pit
  • Dock - Floating
  • Hot Tub
  • Gas Grill
  • In-Ground Hot Tub / Spa
  • Outdoor Kitchen
  • Outdoor Shower
  • Other - See Remarks
  • Patio/Porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other - See Remarks
  • Pool: Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water

Other Structures

  • Gazebo
  • Other - See Remarks

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Asphalt, Paved

Sewer

  • Septic Installed

WaterSource

  • City

Community Features

  • Lake Access

Architectural Style

  • Cape Cod
  • Old World
  • Rustic

View

  • Long Range
  • Water
  • Year Round

Flooring

  • Carpet
  • Stone
  • Tile
  • Wood

Fireplace

  • Fireplace: Yes
  • Den
  • Fire Pit
  • Gas Log
  • Outside

Tax and Financial Info

  • Listing Terms: Cash, Conventional, VA Loan

Location

LISTING COURTESY OF: EXP REALTY LLC BALLANTYNE

704-913-4662

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.

Listing Courtesy of EXP Realty LLC Ballantyne

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

$1,799,990 · 5401 Mountain Point Lane