

$434,900
Est. Payment: $2,235/mo
Adjust down payment, rate & terms
107 Howe St, Belmont, NC 28012
Belmont, NC 28012
3
bedrooms
3
baths
1,600
sq.ft.
$272
price per sf

Presented By
Carnarri Cofield
REALTOR®
About This Property
Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.
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About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 3
- Full Baths: 3
- Half Baths: 1
- Year Built: 1999
- Living Area: 1,600 sqft
- New Construction: No
- MLS #: 4382704
Additional Home Features
- Subdivision: Adams Bluff
- Neighborhood: Adams Bluff
Association
- Association Fee: $190
- Association Fee Frequency: Annually
- Association Name: Property Matters Realty
- Association Phone: 704-913-9330
- HOA Required: Yes
Utilities
- Cable Connected
- Electricity Connected
- Natural Gas
Interior Features
- Attic Stairs Pulldown
- Cable Prewire
- Open Floorplan
- Walk-In Closet(s)
- Heating: Forced Air, Natural Gas
- Cooling: Ceiling Fan(s), Central Air, Electric
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Electric Range
- Exhaust Fan
- Gas Water Heater
- Refrigerator with Ice Maker
- Self Cleaning Oven
Construction Materials
- Vinyl
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
- Electric
Foundation Details
- Slab
Heating
- Forced Air
- Natural Gas
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Front
- Garage Spaces: 2
Exterior Features
- Fencing: Back Yard, Fenced
- Patio/Porch: Deck, Patio
Other Structures
- Gazebo
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Security Features
- Carbon Monoxide Detector(s)
- Security System
- Smoke Detector(s)
Flooring
- Carpet
- Laminate
- Tile
Window Features
- Window Treatments
Fireplace
- Fireplace: Yes
- Gas
- Gas Log
- Gas Vented
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
LISTING COURTESY OF: KELLER WILLIAMS BALLANTYNE AREA
jmoll@kw.com
$434,900
Est. Payment: $2,235/mo
Adjust down payment, rate & terms
Belmont, NC 28012
3
bedrooms
3
baths
1,600
sq.ft.
$272
price per sf

Presented By
Carnarri Cofield
REALTOR®
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Keller Williams Ballantyne Area
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$434,900
107 Howe Street
3 bed, 3 bath


