

$990,000
Est. Payment: $5,088/mo
Adjust down payment, rate & terms
109 Whiterock Dr, Mount Holly, NC 28120
Mount Holly, NC 28120
4
bedrooms
3.5
baths
3,796
sq.ft.
$261
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
About This Property
Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
About the Neighborhood
Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the 28120 real estate market has experienced steady appreciation as buyers recognize its riverfront character, historic architecture, and approximately 20-minute Uptown Charlotte commute via I-85 as a compelling combination of lifestyle and investment value.
Property Features
Property Description
- Beds Total: 4
- Bathrooms: 3 Full | 1 Half
- Year Built: 2003
- Living Area: 3,796 sqft
- New Construction: No
- MLS #: 4402234
Additional Home Features
- Subdivision: Stonewater
- Neighborhood: Stonewater
Association
- Association Fee: $1327.5
- Association Fee Frequency: Annually
- Association Name: Cedar Management Group
- Association Phone: 877-252-3327
- HOA Required: Yes
Interior Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Central Vacuum
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Whirlpool
- Heating: Central, Ductless, Forced Air, Natural Gas, Zoned
- Cooling: Ceiling Fan(s), Central Air, Ductless, Electric, Zoned
- Electric Dryer Hookup
- Inside
- Laundry Room
- Main Level
- Sink
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Down Draft
- Electric Oven
- Gas Cooktop
- Gas Water Heater
- Microwave
- Plumbed For Ice Maker
- Self Cleaning Oven
- Wall Oven
Construction Materials
- Brick Full
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
- Ductless
- Electric
- Zoned
Foundation Details
- Crawl Space
Heating
- Central
- Ductless
- Forced Air
- Natural Gas
- Zoned
Laundry Features
- Electric Dryer Hookup
- Inside
- Laundry Room
- Main Level
- Sink
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Side
- Keypad Entry
- Garage Spaces: 2
Exterior Features
- In-Ground Irrigation
- Fencing: Back Yard, Partial
- Patio/Porch: Covered, Deck, Enclosed, Patio
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
- Sewage Pump
WaterSource
- City
Community Features
- Clubhouse
- Game Court
- Lake Access
- Outdoor Pool
- Picnic Area
- Playground
- Recreation Area
- Sidewalks
- Sport Court
- Street Lights
- Tennis Court(s)
- Walking Trails
View
- Water
Security Features
- Security System
Flooring
- Tile
- Wood
Fireplace
- Fireplace: Yes
- Gas
- Great Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, VA Loan
Location
Similar homes nearby
LISTING COURTESY OF: BERKSHIRE HATHAWAY HOMESERVICES CAROLINAS REALTY
margaret.tavares@bhhscarolinas.com
$990,000
Est. Payment: $5,088/mo
Adjust down payment, rate & terms
Mount Holly, NC 28120
4
bedrooms
3.5
baths
3,796
sq.ft.
$261
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Berkshire Hathaway HomeServices Carolinas Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$990,000
109 Whiterock Drive
4 bed, 3.5 bath
