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309 Stonewater Bay Ln, Mount Holly, NC 28120. property listing photo
309 Stonewater Bay Lane, Mount Holly, NC. property listing photo 1
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$1,089,000

309 Stonewater Bay Ln, Mount Holly, NC 28120

6 bed · 5 bath · 5,892 sq ft

Active

6

bedrooms

5

baths

5,892

sq.ft.

$185

price per sf

Property TypeResidential
Year Built2005

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

SELLERS WILL ENTERTAIN OFFERS BETWEEN $1,000,000 - $1,089,000 OR ABOVE. Exceptional space meets lake lifestyle in this beautiful Stonewater community full-brick, six-bedroom home offering nearly 5,900 square feet across three finished levels. Designed for growing needs and effortless entertaining, this home features a finished walk-out basement, three-car side-entry garage, private 0.72-acre lot and multiple outdoor living spaces. The main level welcomes you with a dramatic two-story foyer and great room featuring marble flooring, fireplace and abundant natural light. A spacious kitchen with island, double ovens, pantry and nearby butler’s pantry provides an inviting hub for everyday living and entertaining. Upstairs, generous bedrooms offer flexibility for family, and the main level bedroom for guests or work-from-home needs. The finished walk-out basement adds an exceptional recreation level with media room, bedroom, full bath, bar/entertainment area and expansive living space. Outside, enjoy a covered patio with outdoor kitchen, Trex deck and private, level backyard. Best of all, the Stonewater lifestyle that this home offers includes a DEEDED BOAT SLIP WITH LIFT on Mountain Island Lake making lake access convenient and quick. Also enjoy the pool, clubhouse, pickleball, tennis, basketball, playground, walking trails, kayak launch and boat/RV storage. A rare combination of space, amenities and lake lifestyle just minutes from Charlotte, CLT Airport and the U.S. National Whitewater Center. For buyers seeking substantial living space, a finished basement and the ability to enjoy beautiful Mountain Island Lake without giving up a private, spacious home site or paying a waterfront-home premium, this Stonewater property deserves a closer look.

LISTING COURTESY OF: REAL BROKER, LLC

kevink@realkeeter.com

MLS GRID

About the Neighborhood

Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the drive to Uptown Charlotte via I-85 is often about 20 minutes, depending on traffic.

Property Features

Property Description

  • Beds Total: 6
  • Bathrooms: 5 Full
  • Year Built: 2005
  • Living Area: 5,892 sqft
  • New Construction: No
  • MLS #: 4416321

Additional Home Features

  • Subdivision: Stonewater
  • Neighborhood: Stonewater

Association

  • Association Fee: $1195
  • Association Fee Frequency: Annually
  • Association Name: Cedar Management Group
  • Association Phone: 877-252-3327
  • HOA Required: Yes

Utilities

  • Natural Gas
  • Underground Power Lines
  • Underground Utilities

Interior Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Heating: Forced Air, Natural Gas, Zoned
  • Cooling: Ceiling Fan(s), Central Air, Multi Units, Zoned
  • Electric Dryer Hookup
  • Laundry Room
  • Sink
  • Upper Level
  • Washer Hookup

Appliances

  • Dishwasher
  • Disposal
  • Double Oven
  • Electric Cooktop
  • Gas Water Heater
  • Microwave
  • Plumbed For Ice Maker
  • Self Cleaning Oven
  • Wall Oven

Construction Materials

  • Brick Full
  • Foundation: Basement
  • Roof: Architectural Shingle

Cooling

  • Ceiling Fan(s)
  • Central Air
  • Multi Units
  • Zoned

Foundation Details

  • Basement

Heating

  • Forced Air
  • Natural Gas
  • Zoned

Laundry Features

  • Electric Dryer Hookup
  • Laundry Room
  • Sink
  • Upper Level
  • Washer Hookup

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
  • Garage Spaces: 3

Exterior Features

  • In-Ground Irrigation
  • Outdoor Kitchen
  • Patio/Porch: Covered, Deck, Front Porch, Patio, Other - See Remarks

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Community Features

  • Clubhouse
  • Game Court
  • Lake Access
  • Outdoor Pool
  • Pickleball
  • Picnic Area
  • Playground
  • RV Storage
  • Sidewalks
  • Sport Court
  • Street Lights
  • Tennis Court(s)
  • Walking Trails

Architectural Style

  • Transitional

Security Features

  • Carbon Monoxide Detector(s)
  • Intercom
  • Smoke Detector(s)

Flooring

  • Carpet
  • Concrete
  • Marble
  • Tile
  • Wood

Window Features

  • Insulated Window(s)

Fireplace

  • Fireplace: Yes
  • Family Room
  • Gas
  • Gas Log

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, VA Loan

Location

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Listings courtesy of Canopy MLS as distributed by MLS GRID.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.

Listing Courtesy of Real Broker, LLC

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

$1,089,000 · 309 Stonewater Bay Lane