

$195,000
162 Phillips Ln, Spruce Pine, NC 28777
2 bed · 1 bath · 680 sq ft
2
bedrooms
1
baths
680
sq.ft.
$287
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Are you looking for a cozy cottage filled with charm, look no more here it is waiting for you and move in ready. This little house has been renovated with all new kitchen, including cabinets, counter tops, and all new appliances. The hardwood floors original to home have been redone and are beautiful. The fireplace has been updated with gas logs. The bathroom has been completely redone, and a stackable washer dryer have been added on the main level. You do have a partial basement for storage. It has outside entrance only. You will find this home inside city limits, so you have city water and sewer. It is very convenient and walkable to downtown Spruce Pine, hospital and doctor office are nearby. The yard is nice and ready for you to enjoy, back yard would be a great fenced in space if you need one. If you are looking for a smaller home for yourself, potential rental, first time home buyer or just wanting to downsize don't miss the chance to see this one.
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
LISTING COURTESY OF: TREE HOUSE MOUNTAIN REALTY,INC
rebecca@treehousemtn.com
About the Neighborhood
Looking for the perfect Residential in Spruce Pine? The 28777 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.
Property Features
Property Description
- Beds Total: 2
- Bathrooms: 1 Full
- Year Built: 1950
- Living Area: 680 sqft
- New Construction: No
- MLS #: 4432084
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Utilities
- Cable Available
- Propane
Interior Features
- Heating: Propane
- Cooling: None
- In Hall
- Main Level
Appliances
- Dishwasher
- Dryer
- Electric Water Heater
- Gas Range
- Refrigerator
- Washer
Construction Materials
- Vinyl
- Foundation: Basement, Crawl Space, Permanent
- Roof: Metal
Cooling
- None
Foundation Details
- Basement
- Crawl Space
- Permanent
Heating
- Propane
Laundry Features
- In Hall
- Main Level
Levels
- One
Parking Features
- Parking Space(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Gravel, Paved
Sewer
- Public Sewer
WaterSource
- City
Architectural Style
- Ranch
View
- Mountain(s)
Flooring
- Wood
Window Features
- Insulated Window(s)
Fireplace
- Fireplace: Yes
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Location
Similar homes nearby
$195,000
Est. Payment: $1,002/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Spruce Pine, NC 28777
2
bedrooms
1
baths
680
sq.ft.
$287
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Tree House Mountain Realty,Inc
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.

