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185 Payne Street, Mount Holly, NC. property listing photo
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$375,000

185 Payne St, Mount Holly, NC 28120

3 bed · 2 bath · 1,949 sq ft

Active

3

bedrooms

2

baths

1,949

sq.ft.

$192

price per sf

Property TypeResidential
Year Built1999

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. There’s even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether you’ve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, there’s a lot to love here. Best of all, you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!

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About the Neighborhood

Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the 28120 real estate market has experienced steady appreciation as buyers recognize its riverfront character, historic architecture, and approximately 20-minute Uptown Charlotte commute via I-85 as a compelling combination of lifestyle and investment value.

Property Features

Property Description

  • Beds Total: 3
  • Bathrooms: 2 Full
  • Year Built: 1999
  • Living Area: 1,949 sqft
  • New Construction: No
  • MLS #: 4418769

Additional Home Features

  • Subdivision: None
  • Neighborhood: None

Association

  • HOA Required: No

Interior Features

  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air
  • Inside
  • Main Level

Appliances

  • Dishwasher
  • Electric Oven
  • Microwave
  • Refrigerator
  • Washer/Dryer

Construction Materials

  • Brick Partial
  • Vinyl
  • Foundation: Crawl Space

Cooling

  • Ceiling Fan(s)
  • Central Air

Foundation Details

  • Crawl Space

Heating

  • Central

Laundry Features

  • Inside
  • Main Level

Levels

  • One

Parking Features

  • Detached Carport
  • Driveway

Exterior Features

  • Patio/Porch: Deck, Front Porch

Other Structures

  • Greenhouse
  • Outbuilding
  • Other - See Remarks

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Gravel, Paved

Sewer

  • Septic Installed

WaterSource

  • City

Fireplace

  • Fireplace: Yes

Tax and Financial Info

  • Listing Terms: Cash, Conventional

Location

LISTING COURTESY OF: L&E PROPERTIES

c.helms@leproperties.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of L&E Properties

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$375,000 · 185 Payne Street