$530,000
18912 Harbor Cove Dr, Cornelius, NC 28031
4 bed · 2.5 bath · 2,052 sq ft
4
bedrooms
2.5
baths
2,052
sq.ft.
$258
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson. Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you’re welcomed by lush landscaping and peaceful views. Upstairs you’ll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle.
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LISTING COURTESY OF: COTTAGE REAL ESTATE
amy@cottagere.com
About the Neighborhood
Homes for sale in 28031 deliver one of the most coveted addresses in the entire Lake Norman region, encompassing the waterfront communities of Cornelius along the lake's eastern shoreline approximately 20 miles north of Uptown Charlotte via I-77. The residential landscape ranges from established 1980s and 1990s traditional lakefront estates with private docks to newer construction luxury communities and low-maintenance townhomes catering to buyers seeking Lake Norman access at varied price points. Jetton Park, one of Mecklenburg County's most beloved waterfront parks featuring swimming beaches, kayak launches, and miles of greenway trails. sits directly within the zip code, as does the walkable Downtown Cornelius corridor along Catawba Avenue with its independent restaurants and local breweries. Major employers along the I-77 corporate corridor in Cornelius and Huntersville are minutes away, and the commute to Uptown Charlotte runs approximately 25–30 minutes on I-77. The 28031 real estate market commands strong and consistent demand from buyers seeking genuine lakefront lifestyle with direct interstate connectivity to Charlotte's urban core.
Property Features
Property Description
- Beds Total: 4
- Bathrooms: 2 Full | 1 Half
- Year Built: 2003
- Living Area: 2,052 sqft
- New Construction: No
- MLS #: 4434910
Additional Home Features
- Subdivision: Victoria Bay
- Neighborhood: Victoria Bay
Association
- Association Fee: $260
- Association Fee Frequency: Quarterly
- Association Name: Main Street Management
- Association Phone: 704-255-1266
- HOA Required: Yes
Utilities
- Electricity Connected
- Natural Gas
- Underground Power Lines
- Underground Utilities
Interior Features
- Attic Stairs Pulldown
- Garden Tub
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Heating: Central, Natural Gas
- Cooling: Central Air
- Laundry Room
- Upper Level
Appliances
- Dishwasher
- Electric Range
- Exhaust Fan
- Microwave
- Refrigerator with Ice Maker
Construction Materials
- Vinyl
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Slab
Heating
- Central
- Natural Gas
Laundry Features
- Laundry Room
- Upper Level
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Faces Front
- Garage Spaces: 2
Exterior Features
- Patio/Porch: Covered, Front Porch, Patio
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Community Features
- Clubhouse
- Outdoor Pool
- Pickleball
- Playground
- Sidewalks
- Street Lights
- Tennis Court(s)
- Walking Trails
Architectural Style
- Traditional
Flooring
- Carpet
- Tile
Window Features
- Insulated Window(s)
Fireplace
- Fireplace: Yes
- Gas Vented
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Similar homes nearby
$530,000
Est. Payment: $2,724/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Cornelius, NC 28031
4
bedrooms
2.5
baths
2,052
sq.ft.
$258
price per sf
Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Cottage Real Estate
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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