$265,000
198 Smith Clemmer Rd, Mount Holly, NC 28120
3 bed · 2 bath · 1,309 sq ft
3
bedrooms
2
baths
1,309
sq.ft.
$202
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Nestled on a spacious 1.11-acre private lot in Mount Holly, this 3-bedroom, 2-bathroom home offers space, freedom, and classic comfort with NO HOA! The thoughtful floor plan features a bright living area anchored by a classic wood-burning fireplace. Enjoy expansive outdoor space ideal for gardening, outdoor recreation, or simply enjoying peaceful surroundings. Located in a USDA-eligible area, offering potential 100% financing options for qualified buyers looking to build equity from day one. Enjoy quiet country-style living with quick, convenient access to Mount Holly shopping, dining, and major commuter routes. Schedule your private tour today!
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
LISTING COURTESY OF: MARK SPAIN REAL ESTATE
shealamann@markspain.com
About the Neighborhood
Homes for sale in 28120 offer buyers a compelling Gaston County address in Mount Holly, a small city situated along the Catawba River approximately 15 miles west of Uptown Charlotte via I-85 and NC-27, defined by its revitalizing historic downtown and genuine riverfront character. The residential landscape blends early 20th-century Craftsman bungalows and Victorian cottages in the walkable historic core with mid-century brick ranches and newer construction communities responding to sustained demand from Charlotte metro buyers discovering Mount Holly's value proposition. The celebrated Downtown Mount Holly corridor along South Main Street anchors a growing independent dining and retail scene, while Tuckaseegee River Water Trail access and Rankin Lake Regional Park provide exceptional outdoor recreation along the Catawba River corridor. Major employers along the I-85 and US-321 corridors in Gastonia and Belmont are within easy reach, and the drive to Uptown Charlotte via I-85 is often about 20 minutes, depending on traffic.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 2 Full
- Year Built: 2003
- Living Area: 1,309 sqft
- New Construction: No
- MLS #: 4417179
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Interior Features
- Heating: Heat Pump
- Cooling: Ceiling Fan(s)
- In Kitchen
Appliances
- Dishwasher
- Disposal
- Electric Oven
- Electric Range
- Electric Water Heater
Construction Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Composition
Cooling
- Ceiling Fan(s)
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- In Kitchen
Levels
- One
Parking Features
- Detached Carport
- Driveway
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Gravel, Paved
Sewer
- Septic Installed
WaterSource
- Shared Well
Architectural Style
- Ranch
Flooring
- Laminate
Fireplace
- Fireplace: Yes
- Wood Burning
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Location
Similar homes nearby
$265,000
Est. Payment: $1,362/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Mount Holly, NC 28120
3
bedrooms
2
baths
1,309
sq.ft.
$202
price per sf
Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Mark Spain Real Estate
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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