

$275,000
264 Elm St, Rutherfordton, NC 28139
2 bed · 2 bath · 960 sq ft
2
bedrooms
2
baths
960
sq.ft.
$286
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Beautiful New Construction with Upgraded Finishes in Rutherfordton! This beautifully designed 2-bedroom, 2-full-bath home offers stylish finishes, thoughtful details, and an unbeatable location just a short distance from downtown Rutherfordton. Situated on a manageable 0.20-acre lot, this home is perfect for those looking for low-maintenance living without sacrificing quality or comfort. Step inside through the custom steel and glass entry door and immediately appreciate the spacious feel created by the 9-foot ceilings and open-concept design. The stunning kitchen is the heart of the home, featuring a generous 5' x 8' island, abundant cabinet and countertop space, and upgraded stainless steel appliances—perfect for both everyday living and entertaining. The primary bedroom offers a private retreat with direct access to the screened porch, creating a convenient connection to the outdoor living space and a perfect spot to enjoy your morning coffee or unwind at the end of the day. The ensuite bathroom features a custom tiled walk-in shower, dual vanity, and backlit mirror. The guest bathroom is equally impressive with a tub/shower combination, dual vanity, and backlit mirror. Both bedrooms feature custom built-ins in the closets, providing exceptional organization and storage. With upgraded finishes throughout, a thoughtfully designed floor plan, and an outstanding location near Rutherfordton's restaurants, shops, and local amenities, this home offers the perfect combination of modern style, convenience, and easy living. New construction, beautiful finishes, and downtown living—this one is not to be missed!
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LISTING COURTESY OF: MAIN STREET REALTY GROUP LLC
kristen@msrghomes.com
About the Neighborhood
Homes for sale in 28139 center on Rutherfordton, the Rutherford County seat approximately 60 miles southwest of Charlotte via US-74, a small city defined by its well-preserved historic downtown, genuine Piedmont foothills character, and a residential landscape offering exceptional value at the edge of Western North Carolina's mountain gateway. The architectural stock blends beautifully preserved late Victorian and Colonial Revival homes in the historic residential neighborhoods surrounding the Rutherford County Courthouse with mid-century brick ranches and newer construction on the city's expanding corridors. The revitalizing Downtown Rutherfordton district along North Main Street anchors an emerging local dining and arts scene, while Chimney Rock State Park and Lake Lure. two of the most dramatic natural destinations in the Carolinas, are within 20–25 minutes via scenic US-74A. Isothermal Community College provides an educational and employer anchor for the broader Rutherford County region. The 28139 real estate market delivers historic architectural character and mountain-gateway proximity at price points that remain among the most competitive in the greater Western Piedmont, offering buyers exceptional value within reach of both Charlotte and Asheville.
Property Features
Property Description
- Beds Total: 2
- Bathrooms: 2 Full
- Year Built: 2026
- Living Area: 960 sqft
- New Construction: Yes
- MLS #: 4426947
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Interior Features
- Heating: Heat Pump
- Cooling: Heat Pump
- Laundry Room
Appliances
- Dishwasher
- Dryer
- Electric Range
- Electric Water Heater
- Exhaust Hood
- Refrigerator
- Washer
- Washer/Dryer
Construction Materials
- Hardboard Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Heat Pump
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Laundry Room
Levels
- One
Parking Features
- Attached Carport
- Driveway
- Carport Spaces: 1
Exterior Features
- Patio/Porch: Covered, Deck, Front Porch, Screened
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Architectural Style
- Cottage
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Location
Similar homes nearby
$275,000
Est. Payment: $1,413/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Rutherfordton, NC 28139
2
bedrooms
2
baths
960
sq.ft.
$286
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Main Street Realty Group LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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