

$685,000
3103 Arches Bluff Cir, Lancaster, SC 29720
3 bed · 2.5 bath · 2,496 sq ft
3
bedrooms
2.5
baths
2,496
sq.ft.
$274
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Bright, airy interiors and beautifully landscaped outdoor spaces welcome you to 3103 Arches Bluff in Tree Tops, a vibrant 55+ community in Lancaster. This thoughtfully appointed 3-bedroom, 2.5-bath home features recently painted interiors and spacious areas for relaxing and entertaining. The large kitchen showcases quartz countertops, a travertine backsplash, gas cooktop, double ovens, built-in microwave, and a generous walk-in pantry with wood shelving. A newly installed gas fireplace insert adds warmth to an expansive family room and a recently added Ez-Breeze four-season room offers an inviting space to enjoy throughout the year. The spacious primary suite is a private retreat, featuring a luxurious bath with separate vanities, an upgraded s hower with a bench, a private water closet, and an expansive walk-in closet with wood shelving. Outside, extensive landscaping surrounds a beautiful travertine patio, perfect for morning coffee or outdoor gatherings. Additional highlights include a tankless gas water heater, a three-car garage. Enjoy the amenity-rich Tree Tops lifestyle with a clubhouse, fitness center, pool, walking trails, lake, fishing, pickleball courts, amphitheater, Bocce, dog park, and social clubs!
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
LISTING COURTESY OF: HOWARD HANNA ALLEN TATE CHARLOTTE SOUTH
mark.blythe@allentate.com
About the Neighborhood
Homes for sale in 29720 place buyers in Lancaster, the Lancaster County seat approximately 40 miles southeast of Charlotte via US-521, a small city experiencing a genuine revitalization anchored by its textile heritage, historic downtown, and competitive residential values that increasingly attract Charlotte metro buyers seeking space and value. The residential landscape features late Victorian and Colonial Revival homes in the established historic residential neighborhoods surrounding the Lancaster County Courthouse, alongside mid-century brick ranches and newer construction on the city's expanding corridors. The revitalizing Downtown Lancaster corridor along Main Street delivers emerging independent dining and retail investment, while Andrew Jackson State Park. honoring the seventh US president, a Lancaster County native. provides outdoor recreation and historical interpretation minutes from residential neighborhoods. Major employers including Springs Industries' successor operations and Atrium Health Lancaster anchor the local employment base. The 29720 real estate market delivers substantial historic homes and newer construction at highly competitive price points, with US-521 providing Charlotte connectivity in approximately 45–50 minutes and positioning buyers within reach of both the Charlotte metro and Lancaster County's growing amenity base.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 2 Full | 1 Half
- Year Built: 2018
- Living Area: 2,496 sqft
- New Construction: No
- MLS #: 4438483
Additional Home Features
- Subdivision: Tree Tops
- Neighborhood: Tree Tops
Association
- HOA Required: Yes
Utilities
- Cable Available
- Electricity Connected
Interior Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Heating: Central
- Cooling: Central Air
- Laundry Room
Appliances
- Dishwasher
- Double Oven
- Gas Cooktop
- Microwave
Construction Materials
- Brick Partial
- Fiber Cement
- Wood
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Slab
Heating
- Central
Laundry Features
- Laundry Room
Levels
- One
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 3
Exterior Features
- Patio/Porch: Enclosed, Patio, Screened, Other - See Remarks
Road
- Road Responsibility: Private Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- County Sewer
WaterSource
- County Water
Community Features
- Fifty Five and Older
- Fitness Center
- Gated
- Outdoor Pool
- Pickleball
- Pond
- Recreation Area
- Sidewalks
- Walking Trails
- Other
Architectural Style
- Ranch
Flooring
- Tile
- Hardwood
Window Features
- Insulated Window(s)
Fireplace
- Fireplace: Yes
- Gas
- Great Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, VA Loan
Location
Similar homes nearby
$685,000
Est. Payment: $3,521/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Lancaster, SC 29720
3
bedrooms
2.5
baths
2,496
sq.ft.
$274
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Howard Hanna Allen Tate Charlotte South
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.

