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$1,025,000
3121 Lakeside Cir, Belmont, NC 28012
3 bed · 4 bath · 2,712 sq ft
3
bedrooms
4
baths
2,712
sq.ft.
$378
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
You do not want to miss this one, a truly rare waterfront find! Get ready for lake fun in 2027! This property has everything that you would want and more in a waterfront home. A large lot .78 ac., lower living level for easy access to backyard and waterfront area, covered dock and floating swim/fishing dock. The main level features 3 Bedrooms, Primary BR has french doors leading to full deck with great waterfront views, Living Room w/ wood burning fireplace with mantle, ,Kitchen which features refrigerator, dishwasher, gas cooktop, tile backsplash, undermount lighting above gas cooktop, 2 full baths, Primary Bath features tile surround shower, Jacuzzi tub. 2" blinds throughout. Rinnai tankless water heater. The Lower Level is connected to Main Level by stairs leading from the kitchen. Lower Level includes a full kitchen with a stainless steel dishwasher (new), refrigerator, glass top electric range (new), double sink, cabinets, Den, Multi Purpose flex room with closet, and laundry room with washer and dryer included. This area is perfect for entertaining, coming in after being on the water, accommodating friends and guests - so many options for this area! There is also a connecting door which leads to den, 1 full bath and walk-in closet. Other outside features are a circular driveway, wrap around porch, full covered back porch, gas grill connection , and large patio on lower level. The covered dock area is great for waterfront dining, plus there is a floating swim/fishing dock with cleats for tying up your boat, jetski, kayak or paddleboard. Deck boards (dock) are composite. This property includes an outside structure and is approximately 2100 square feet which has so many possibilities: storage, covered parking for cars and boats, workshop, exercise area, arts and crafts and many more possibilities!
LISTING COURTESY OF: HELEN ADAMS REALTY
jerry@helenadamsrealty.com
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 4 Full
- Year Built: 1987
- Living Area: 2,712 sqft
- New Construction: No
- MLS #: 4436781
Additional Home Features
- Subdivision: Lake Wylie
- Neighborhood: Lake Wylie
Association
- HOA Required: No
Utilities
- Cable Available
- Natural Gas
Interior Features
- Cable Prewire
- Heating: Electric
- Cooling: Ceiling Fan(s), Central Air
- Inside
- Lower Level
Appliances
- Dishwasher
- Disposal
- Double Oven
- Electric Cooktop
- Electric Oven
- Electric Range
- Electric Water Heater
- Exhaust Fan
- Gas Cooktop
- Ice Maker
- Refrigerator
- Tankless Water Heater
- Washer/Dryer
Construction Materials
- Stone
- Wood
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
Foundation Details
- Basement
Heating
- Electric
Laundry Features
- Inside
- Lower Level
Levels
- One
Parking Features
- Circular Driveway
- Driveway
- Shared Driveway
Exterior Features
- Dock - Floating
- Patio/Porch: Covered, Deck, Front Porch, Rear Porch, Wrap Around
Other Structures
- Outbuilding
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Gravel, Paved
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Lake Access
Architectural Style
- Traditional
View
- Long Range
- Year Round
Security Features
- Carbon Monoxide Detector(s)
- Smoke Detector(s)
Flooring
- Laminate
- Tile
- Wood
Fireplace
- Fireplace: Yes
- Family Room
- Wood Burning
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
Similar homes nearby
$1,025,000
Est. Payment: $5,268/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Belmont, NC 28012
3
bedrooms
4
baths
2,712
sq.ft.
$378
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Helen Adams Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.
