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Open House: Sat, Oct 24, 11:00 AM - 1:00 PM
40 11th St, Belmont, NC 28012. property listing photo
40 11th Street, Belmont, NC. property listing photo 1
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$324,900

40 11th St, Belmont, NC 28012

2 bed · 1 bath · 976 sq ft

Coming Soon

2

bedrooms

1

baths

976

sq.ft.

$333

price per sf

Property TypeResidential
Year Built1920

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.

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LISTING COURTESY OF: ARMSTEAD REALTY GROUP LLC

tristan@armsteadrealtygroup.com

MLS GRID

About the Neighborhood

Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.

Property Features

Property Description

  • Beds Total: 2
  • Bathrooms: 1 Full
  • Year Built: 1920
  • Living Area: 976 sqft
  • New Construction: No
  • MLS #: 4436294

Additional Home Features

  • Subdivision: Cottonwood
  • Neighborhood: Cottonwood

Association

  • HOA Required: No

Utilities

  • Natural Gas
  • Solar

Interior Features

  • Attic Finished
  • Heating: Central
  • Cooling: Central Air
  • Laundry Closet

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator

Construction Materials

  • Vinyl
  • Foundation: Crawl Space
  • Roof: Architectural Shingle

Cooling

  • Central Air

Foundation Details

  • Crawl Space

Heating

  • Central

Laundry Features

  • Laundry Closet

Levels

  • One

Parking Features

  • Driveway
  • On Street

Other Structures

  • Shed(s)
  • Other - See Remarks

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Fireplace

  • Fireplace: No

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, VA Loan

Location

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Listings courtesy of Canopy MLS as distributed by MLS GRID.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.

Listing Courtesy of Armstead Realty Group LLC

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

$324,900 · 40 11th Street