

$324,900
40 11th St, Belmont, NC 28012
2 bed · 1 bath · 976 sq ft
2
bedrooms
1
baths
976
sq.ft.
$333
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.
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LISTING COURTESY OF: ARMSTEAD REALTY GROUP LLC
tristan@armsteadrealtygroup.com
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 2
- Bathrooms: 1 Full
- Year Built: 1920
- Living Area: 976 sqft
- New Construction: No
- MLS #: 4436294
Additional Home Features
- Subdivision: Cottonwood
- Neighborhood: Cottonwood
Association
- HOA Required: No
Utilities
- Natural Gas
- Solar
Interior Features
- Attic Finished
- Heating: Central
- Cooling: Central Air
- Laundry Closet
Appliances
- Dishwasher
- Electric Range
- Microwave
- Refrigerator
Construction Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Crawl Space
Heating
- Central
Laundry Features
- Laundry Closet
Levels
- One
Parking Features
- Driveway
- On Street
Other Structures
- Shed(s)
- Other - See Remarks
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Similar homes nearby
$324,900
Est. Payment: $1,670/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Belmont, NC 28012
2
bedrooms
1
baths
976
sq.ft.
$333
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Armstead Realty Group LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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