

$575,000
4144 Isle Of Pines Dr, Denver, NC 28037
3 bed · 2 bath · 2,209 sq ft
3
bedrooms
2
baths
2,209
sq.ft.
$260
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Enjoy the Lake Norman lifestyle without the waterfront price tag! Located in the Windy Pines community in Denver, this home provides access to a private community beach and boat launch on Lake Norman, all with HOA dues of just $250 per year. Inside, the home features an open-concept layout with impressive 12-foot ceilings, double tray ceiling details, crown molding, wainscoting, and plantation shutters throughout. The spacious living room is centered around a fireplace and opens to the beautifully updated kitchen, anchored by quartz countertops, stainless steel appliances, and a thoughtful layout that makes everyday living and entertaining feel effortless. Primarily situated on one level, the home includes three bedrooms, two full bathrooms, and a spacious bonus room above the garage that offers flexibility for a home office, media room, home gym, or additional living space. Three walk-in attic storage areas provide plenty of additional storage, while the large walk-in crawlspace, accessible through double doors from the backyard, offers even more room for storage. The oversized 2-car garage also includes a 240-volt outlet for EV charging. Out back, the composite deck overlooks a fully fenced backyard with plenty of usable space to enjoy the outdoors. Situated on just over half an acre, the property offers a wonderful balance of outdoor space and community lake access. Beyond its interior finishes, the home has undergone substantial improvements, including a new composite deck in 2019, crawlspace encapsulation in 2020, HVAC replacement in 2021, a new roof in 2022, and new hardwood flooring and refinished existing hardwoods in 2025. With these major improvements already completed, this home is truly move-in ready and offers an opportunity to enjoy life near Lake Norman with the convenience of private community lake access.
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LISTING COURTESY OF: SERHANT
980-241-7140
About the Neighborhood
Homes for sale in 28037 place buyers in Denver, the unincorporated community anchoring Lincoln County's eastern shoreline along Lake Norman in the greater Charlotte region. The zip code's residential landscape spans an impressive range from mid-century lakefront cottages and established ranch homes on mature tree-lined streets to sweeping new construction luxury communities with deeded boat slips and resort-style amenities responding to sustained buyer demand. East Lincoln Drive and the Denver corridor along NC-16 provide a dense and growing retail, dining, and services infrastructure, while Lake Norman State Park on the western shore offers hiking and mountain biking trails complementing direct lake access available throughout the zip code. Major employers in the Lincoln County industrial corridor and along the I-77 business park developments in Mooresville are within a 20–25 minute drive, and Uptown Charlotte is approximately 35–40 minutes via NC-16 and I-77. The 28037 real estate market offers buyers genuine lakefront and lake-access opportunities at price points that continue to attract significant demand from Charlotte metro buyers seeking waterfront lifestyle value.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 2 Full
- Year Built: 2004
- Living Area: 2,209 sqft
- New Construction: No
- MLS #: 4435439
Additional Home Features
- Subdivision: Isle Of Pines
- Neighborhood: Isle Of Pines
Association
- Association Fee: $250
- Association Fee Frequency: Annually
- Association Name: Sentry Management Charlotte
- Association Phone: 704-892-1660
- HOA Required: Yes
Interior Features
- Open Floorplan
- Split Bedroom
- Walk-In Closet(s)
- Heating: Heat Pump
- Cooling: Central Air
- Main Level
Appliances
- Dishwasher
- Electric Cooktop
- Microwave
- Refrigerator
- Wall Oven
- Washer/Dryer
Construction Materials
- Brick Partial
- Stone
- Vinyl
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Main Level
Levels
- 1 Story/F.R.O.G.
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 2
Exterior Features
- Fencing: Back Yard
- Patio/Porch: Deck, Patio
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Septic Installed
WaterSource
- Well
Community Features
- Lake Access
Flooring
- Vinyl
- Wood
Fireplace
- Fireplace: Yes
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Location
Similar homes nearby
$575,000
Est. Payment: $2,955/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Denver, NC 28037
3
bedrooms
2
baths
2,209
sq.ft.
$260
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of SERHANT
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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