4639 Harbor View Terrace, Morganton, NC. property listing photo
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$895,000

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4639 Harbor View Terrace, Morganton, NC 28655

Morganton, NC 28655

4

bedrooms

3

baths

3,542

sq.ft.

$253

price per sf

Property TypeResidential
Year Built2003
Carnarri Cofield

Presented By

Carnarri Cofield

REALTOR®

About This Property

*Primis Mortgage is offering lender credit, equal to 0.5% of the mortgage loan amount, to all qualified buyers.* If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.

About the Neighborhood

Looking for the perfect Residential in Morganton? The 28655 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.

Property Features

Property Description

  • Beds Total: 4
  • Full Baths: 3
  • Half Baths: 0
  • Year Built: 2003
  • Living Area: 3,542 sqft
  • New Construction: No
  • MLS #: 4367035

Additional Home Features

  • Subdivision: East Shores
  • Neighborhood: East Shores

Association

  • Association Fee: $814
  • Association Fee Frequency: Semi-Annually
  • Association Name: East Shores HOA
  • Association Phone: 828-443-7909
  • HOA Required: Yes

Interior Features

  • Heating: Central, Heat Pump
  • Cooling: Central Air, Heat Pump
  • In Basement
  • Main Level

Appliances

  • Dishwasher
  • Electric Range
  • Gas Water Heater
  • Microwave
  • Refrigerator
  • Washer/Dryer

Construction Materials

  • Hard Stucco
  • Foundation: Basement

Cooling

  • Central Air
  • Heat Pump

Foundation Details

  • Basement

Heating

  • Central
  • Heat Pump

Laundry Features

  • In Basement
  • Main Level

Levels

  • One

Parking Features

  • Driveway
  • Attached Garage
  • Garage Faces Side
  • Garage Spaces: 2

Road

  • Road Responsibility: Private Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Septic Installed

WaterSource

  • Community Well

View

  • Long Range
  • Mountain(s)

Fireplace

  • Fireplace: Yes
  • Gas

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Location

LISTING COURTESY OF: TRUE NORTH REALTY

Carmyn@nctruenorthrealty.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of True North Realty

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Carnarri Cofield

$895,000

4639 Harbor View Terrace

4 bed, 3 bath