

$745,000
104 Southern Cross Ln, Matthews, NC 28105
4 bed · 3.5 bath · 3,057 sq ft
4
bedrooms
3.5
baths
3,057
sq.ft.
$244
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Priced to Sell + $10,000 Buyer Incentive! Welcome to this exceptional home tucked away at the end of a quiet cul-de-sac in one of Matthews' most established and desirable neighborhoods, featuring scenic walking trails, tennis courts, mature trees, and a peaceful community setting. Offering over 3,000 square feet, this beautifully maintained home features 4 bedrooms, 3 full bathrooms, and a versatile floor plan filled with natural light. The finished basement is a standout feature — offering a private bedroom and full bathroom, perfect for multigenerational living, a guest suite, home office, or recreation space. The home was freshly painted within the last two years, and the refrigerator and dishwasher were recently replaced. Enjoy a convenient Matthews location with access to highly rated schools, shopping, dining, and Charlotte just minutes away. The seller is offering a $10,000 buyer incentive toward closing costs, a rate buy-down, or other allowable buyer expenses. Schedule your private showing today!
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
LISTING COURTESY OF: KELLER WILLIAMS CONNECTED
704-651-0862
About the Neighborhood
28105 covers Matthews and the Mint Hill corridor in southeastern Mecklenburg, about 10 to 15 miles from Uptown via I-485 and Independence Boulevard. Expect established subdivisions with mature trees, a mix of ranch and two-story homes, plus newer construction where the corridor has grown. Everyday errands sit along Matthews Township Parkway and Monroe Road, with Downtown Matthews and Mint Hill Town Center close by. Buyers often come here for neighborhood feel, greenway access, and a commute that still works without living intown.
Property Features
Property Description
- Beds Total: 4
- Bathrooms: 3 Full | 1 Half
- Year Built: 1995
- Living Area: 3,057 sqft
- New Construction: No
- MLS #: 4391512
Additional Home Features
- Subdivision: Sardis Plantation
- Neighborhood: Sardis Plantation
Association
- Association Fee: $366
- Association Fee Frequency: Annually
- Association Name: Sardis Plantation HOA
- Association Phone: 614-352-1324
- HOA Required: Yes
Interior Features
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- In Basement
Appliances
- Dishwasher
- Refrigerator
Construction Materials
- Brick Full
- Foundation: Basement
- Roof: Architectural Shingle
Cooling
- Central Air
Foundation Details
- Basement
Heating
- Forced Air
- Natural Gas
Laundry Features
- In Basement
Levels
- Two
Parking Features
- Basement
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Side
- Garage Spaces: 2
Exterior Features
- Storage Unit (Off Site)
- Fencing: Back Yard
- Patio/Porch: Deck, Patio
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete
Sewer
- Public Sewer
WaterSource
- City
Architectural Style
- Traditional
Flooring
- Bamboo
- Carpet
Fireplace
- Fireplace: Yes
- Family Room
Tax and Financial Info
- Listing Terms: Cash, Conventional
Location
Similar homes nearby
$745,000
Est. Payment: $3,829/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Matthews, NC 28105
4
bedrooms
3.5
baths
3,057
sq.ft.
$244
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Keller Williams Connected
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.

