

$391,990
106 Mckellar St, Lincolnton, NC 28092
5 bed · 3.5 bath · 3,396 sq ft
5
bedrooms
3.5
baths
3,396
sq.ft.
$115
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
The Jefferson Plan from our Liberty Series redefines spacious living, offering a layout designed for ultimate comfort and convenience. This 2-story home features 5 bedrooms, 3 bathrooms, a 2-car garage, and a generous 3,396 square feet of living space. Unique to this plan, it includes two primary bedrooms, each with a private bathroom — one conveniently located on the main level and the other on the upper level, offering flexible living options for multigenerational families or hosting long-term guests. As you enter, you’ll pass a versatile flex room and a half bathroom before arriving at the open-concept kitchen. The kitchen, complete with a central island, seamlessly overlooks the dining area and spacious family room, making it the heart of the home. Stairs located in the family room lead to the upper level, where you’ll find three additional bedrooms, one full bathroom, a huge loft for additional living or entertaining space, and a conveniently located laundry room. Photos are for illustrative purposes only and may be of a similar house with the same floor plan.
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LISTING COURTESY OF: JURNEY & ASSOCIATES INC
kelly@jurneyandassociates.com
About the Neighborhood
Homes for sale in 28092 offer buyers an established Lincoln County lifestyle in Lincolnton, the county seat approximately 35 miles west of Charlotte via NC-27 and US-321, a small city defined by its beautifully preserved historic downtown, working industrial heritage, and residential landscape offering genuine architectural character at highly competitive price points. The housing stock reflects Lincolnton's prosperous late 19th and early 20th-century growth, with Colonial Revival, Victorian, and Craftsman homes lining the historic residential neighborhoods surrounding the Lincoln County Courthouse. The revitalizing Downtown Lincolnton corridor along West Main Street delivers an emerging independent dining and boutique retail scene, while the South Fork River greenway trail system and Bakers Mountain Park, one of Catawba County's premier outdoor destinations. provide excellent regional recreation access. Major employers including Lincoln County's robust advanced manufacturing corridor and Atrium Health Lincoln anchor strong local employment. The 28092 real estate market delivers substantial historic homes and established residential character at price points among the most competitive in the greater Charlotte metro, with US-321 providing a manageable 40-minute commute to Charlotte's west side.
Property Features
Property Description
- Beds Total: 5
- Bathrooms: 3 Full | 1 Half
- Year Built: 2027
- Living Area: 3,396 sqft
- New Construction: Yes
- MLS #: 4432558
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Interior Features
- Heating: Electric, Heat Pump
- Cooling: Central Air, Electric
- Electric Dryer Hookup
- Laundry Room
- Upper Level
- Washer Hookup
Appliances
- Dishwasher
- Disposal
- Electric Range
- Microwave
Construction Materials
- Vinyl
- Foundation: Slab
Cooling
- Central Air
- Electric
Foundation Details
- Slab
Heating
- Electric
- Heat Pump
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Upper Level
- Washer Hookup
Levels
- Two
Parking Features
- Driveway
- Attached Garage
- Garage Spaces: 2
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- Public
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Location
Similar homes nearby
$391,990
Est. Payment: $2,015/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Lincolnton, NC 28092
5
bedrooms
3.5
baths
3,396
sq.ft.
$115
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Jurney & Associates Inc
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.

