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12028 Grinstead Lane, Charlotte, NC. property listing photo
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$600,000

12028 Grinstead Ln, Charlotte, NC 28278

5 bed · 3 bath · 2,615 sq ft

Active

5

bedrooms

3

baths

2,615

sq.ft.

$229

price per sf

Property TypeResidential
Year Built2024

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $581,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design. Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space. Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage. Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer. The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $581,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.

This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.

About the Neighborhood

Looking for the perfect Residential in Charlotte? The 28278 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.

Property Features

Property Description

  • Beds Total: 5
  • Bathrooms: 3 Full
  • Year Built: 2024
  • Living Area: 2,615 sqft
  • New Construction: No
  • MLS #: 4420733

Additional Home Features

  • Subdivision: Parkside Crossing
  • Neighborhood: Parkside Crossing

Association

  • Association Fee: $300
  • Association Fee Frequency: Quarterly
  • Association Name: Cusick Community Management
  • Association Phone: 704-544-7779
  • HOA Required: Yes

Interior Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Zoned
  • Electric Dryer Hookup
  • Laundry Room
  • Upper Level
  • Washer Hookup

Appliances

  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Exhaust Hood
  • Gas Range
  • Microwave
  • Refrigerator with Ice Maker

Construction Materials

  • Fiber Cement
  • Foundation: Slab
  • Roof: Architectural Shingle

Cooling

  • Central Air
  • Zoned

Foundation Details

  • Slab

Heating

  • Forced Air
  • Natural Gas

Laundry Features

  • Electric Dryer Hookup
  • Laundry Room
  • Upper Level
  • Washer Hookup

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front
  • Garage Spaces: 2

Exterior Features

  • Patio/Porch: Patio

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Community Features

  • Clubhouse
  • Dog Park
  • Outdoor Pool
  • Playground

Architectural Style

  • Traditional

Security Features

  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)

Flooring

  • Carpet
  • Tile
  • Vinyl

Fireplace

  • Fireplace: No

Tax and Financial Info

  • Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Assumable Mortgage Available

This property may have an existing FHA or VA loan that can be transferred to a qualified buyer, potentially at a below-market interest rate.

Verify Eligibility & Process

Third-party service. Assumption requires lender/servicer approval. FHA/VA eligibility applies. Verify all terms with listing agent before making decisions.

Location

LISTING COURTESY OF: DICKENS MITCHENER & ASSOCIATES INC

thansley@dickensmitchener.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.

Listing Courtesy of Dickens Mitchener & Associates Inc

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

$600,000 · 12028 Grinstead Lane