Skip to content
13432 Windward Cove, Charlotte, NC. property listing photo
13432 Windward Cove, Charlotte, NC. property listing photo 1
1 / 43

$550,000

13432 Windward Cove, Charlotte, NC 28278

3 bed · 2.5 bath · 2,582 sq ft

Active

3

bedrooms

2.5

baths

2,582

sq.ft.

$213

price per sf

Property TypeResidential
Year Built1988

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

OPEN HOUSE: Saturday, 9/26 from 11-1 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living — all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer’s dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination — perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home’s entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry’s Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.

This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.

About the Neighborhood

Looking for the perfect Residential in Charlotte? The 28278 zip code offers a unique blend of local amenities, convenient transit, and community charm, making it a fantastic area to call home. Reach out to learn more about the local real estate market in this specific neighborhood.

Property Features

Property Description

  • Beds Total: 3
  • Bathrooms: 2 Full | 1 Half
  • Year Built: 1988
  • Living Area: 2,582 sqft
  • New Construction: No
  • MLS #: 4419903

Additional Home Features

  • Subdivision: Harbor Estates
  • Neighborhood: Harbor Estates

Association

  • HOA Required: No

Interior Features

  • Attic Other
  • Attic Walk In
  • Breakfast Bar
  • Entrance Foyer
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Heating: Electric, Heat Pump
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry Closet
  • Main Level

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Electric Water Heater
  • Exhaust Fan
  • Microwave
  • Refrigerator with Ice Maker
  • Washer/Dryer

Construction Materials

  • Wood
  • Foundation: Basement, Crawl Space
  • Roof: Architectural Shingle

Cooling

  • Ceiling Fan(s)
  • Central Air

Foundation Details

  • Basement
  • Crawl Space

Heating

  • Electric
  • Heat Pump

Laundry Features

  • Laundry Closet
  • Main Level

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
  • Keypad Entry
  • Garage Spaces: 2

Exterior Features

  • Patio/Porch: Covered, Deck, Front Porch, Side Porch

Road

  • Road Responsibility: Publicly Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Shared Septic
  • Other - See Remarks

WaterSource

  • Well

Community Features

  • Street Lights

Architectural Style

  • Traditional

Flooring

  • Carpet
  • Laminate
  • Tile

Fireplace

  • Fireplace: Yes
  • Living Room
  • Wood Burning

Location

LISTING COURTESY OF: EXP REALTY LLC ROCK HILL

kerry@kerry-walsh.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty LLC Rock Hill

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$550,000 · 13432 Windward Cove