

$574,900
528 Cottage Garden Ln, Belmont, NC 28012
3 bed · 3 bath · 2,394 sq ft
3
bedrooms
3
baths
2,394
sq.ft.
$240
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Welcome to The Cooper 3, where thoughtfully designed main-level living meets everyday comfort and flexibility. From the inviting covered front entry, step into a bright, open-concept layout that’s perfect for both relaxing and entertaining.The first-floor primary suite offers a private retreat, complete with a walk-in closet and an en suite bathroom featuring dual vanities and a walk-in tile shower. Gourmet kitchen is beautifully finished with gas cooktop, 42' upper cabinets, quartz countertops. One secondary bedroom, a full bathroom, study and a well-appointed laundry room complete the main level, delivering convenience right where you need it most. The second floor is perfect for overnight guest that desire privacy. Equiped with a bedroom, full bathroom and large bonus room. Nothing says comfort like your own private floor. If you are looking for a community centered around nature, look no farther. Community trails connecting to other trails for 10+ miles of walking, community fire pit, tot lot, dog park, butterfly garden. You'll also enjoy a family plus membership to Daniel Stowe Conservancy.
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
LISTING COURTESY OF: DRB GROUP OF NORTH CAROLINA, LLC
mariaphillips@drbgroup.com
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 3 Full
- Year Built: 2026
- Living Area: 2,394 sqft
- New Construction: Yes
- MLS #: 4439131
Additional Home Features
- Subdivision: Michaux Gardens
- Neighborhood: Michaux Gardens
Association
- Association Fee: $222
- Association Fee Frequency: Quarterly
- Association Name: CAMS
- HOA Required: Yes
Interior Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Heating: Natural Gas, Zoned
- Cooling: Central Air, Zoned
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Appliances
- Convection Microwave
- Convection Oven
- Dishwasher
- Disposal
- Electric Oven
- Electric Water Heater
- Exhaust Fan
- Exhaust Hood
- Gas Cooktop
- Plumbed For Ice Maker
- Wall Oven
Construction Materials
- Fiber Cement
- Stone Veneer
- Foundation: Slab
- Roof: Architectural Shingle
Cooling
- Central Air
- Zoned
Foundation Details
- Slab
Heating
- Natural Gas
- Zoned
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Washer Hookup
Levels
- One and One Half
Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Front
- Garage Spaces: 2
Road
- Road Responsibility: Dedicated to Public Use Pending Acceptance
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Community Features
- Dog Park
- Playground
- Sidewalks
- Street Lights
- Walking Trails
Fireplace
- Fireplace: Yes
- Family Room
- Gas
- Gas Log
- Gas Vented
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Similar homes nearby
$574,900
Est. Payment: $2,955/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Belmont, NC 28012
3
bedrooms
3
baths
2,394
sq.ft.
$240
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of DRB Group of North Carolina, LLC
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.

