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745 Prospect Lane, Fort Mill, SC. property listing photo
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$375,000

745 Prospect Ln, Fort Mill, SC 29708

3 bed · 2.5 bath · 2,012 sq ft

Active

3

bedrooms

2.5

baths

2,012

sq.ft.

$186

price per sf

Property TypeResidential
Year Built2009

Presented by Citadel Cofield · Office (980) 272-8547

About This Property

UP TO $17,500 in closing costs and down payment grants available to qualified buyers, reach out for more info! Low maintenance living, but still lives and feels like a single family home! Updated finishes, a functional layout, and an unbeatable Fort Mill location make this move-in-ready home an exceptional opportunity. Offering 3 bedrooms, 2.5 bathrooms, and approximately 2,000 square feet, the home features new luxury vinyl plank flooring throughout the main living areas, brand-new carpet in the bedrooms, fresh interior paint, updated lighting throughout, and abundant storage. Designed for everyday living, the flexible floor plan includes a formal dining room, spacious living room, breakfast area, breakfast bar, kitchen island, and a bright sunroom that can easily serve as a home office, playroom, additional dining space, or second living area. Oversized bedrooms provide comfortable living, while the expansive primary suite features an ensuite bathroom and two walk-in closets. Outside, a private patio overlooks mature landscaping, creating a peaceful outdoor retreat. A one-car garage, two-car driveway, and low HOA dues that include exterior maintenance and landscaping make for easy, low-maintenance living. Located just minutes from I-77 with a convenient commute to Uptown Charlotte, the home is also within walking distance of Publix, restaurants, coffee shops, fitness centers, shopping, and entertainment. Combined with top-rated Fort Mill schools, low South Carolina taxes, updated finishes, flexible living space, and a prime location, this home offers outstanding value and everyday convenience. IMPORTANT tax info: Tax record currently shows an investment property tax rate. Primary Occupant taxes will be significantly lower, should be closer to $2000-2500/annually. Reach out to agent or York County for more information.

This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.

About the Neighborhood

Homes for sale in 29708 place buyers at the heart of Fort Mill and Tega Cay, two York County, South Carolina communities situated just across the North Carolina state line approximately 15–20 miles south of Uptown Charlotte via I-77. The residential landscape spans a broad spectrum, from planned communities like Baxter Village and Kingsley, featuring New Urbanist and Craftsman-inspired architecture on walkable, amenity-rich streets, to Tega Cay's distinctive peninsula communities along Lake Wylie's shoreline offering genuine waterfront and water-access living. Baxter Village Town Center delivers a celebrated walkable retail and dining hub, and Tega Cay Golf Club and the city's extensive Lake Wylie shoreline park system provide exceptional outdoor recreation. Major employers along the I-77 corporate corridor, including Lowe's Companies' regional offices, provide strong local employment anchoring and support steady buyer demand. Parts of 29708 have Lake Wylie access and planned communities, and I-77 connects to Charlotte in approximately 20–25 minutes.

Property Features

Property Description

  • Beds Total: 3
  • Bathrooms: 2 Full | 1 Half
  • Year Built: 2009
  • Living Area: 2,012 sqft
  • New Construction: No
  • MLS #: 4405767

Additional Home Features

  • Subdivision: Palmetto Traces
  • Neighborhood: Palmetto Traces

Association

  • Association Fee: $225
  • Association Fee Frequency: Monthly
  • Association Name: EGB Services
  • Association Phone: 949-421-7040
  • HOA Required: Yes

Interior Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Heating: Heat Pump
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry Room

Appliances

  • Dishwasher
  • Disposal
  • Electric Cooktop
  • Electric Range
  • Microwave
  • Washer/Dryer

Construction Materials

  • Brick Partial
  • Vinyl
  • Foundation: Slab
  • Roof: Architectural Shingle

Cooling

  • Ceiling Fan(s)
  • Central Air

Foundation Details

  • Slab

Heating

  • Heat Pump

Laundry Features

  • Laundry Room

Levels

  • Two

Parking Features

  • Driveway
  • Attached Garage
  • Garage Spaces: 1

Exterior Features

  • Fencing: Partial, Privacy
  • Patio/Porch: Patio, Rear Porch

Pets Allowed

  • Yes

Road

  • Road Responsibility: Private Maintained Road
  • Road Surface Type: Concrete, Paved

Sewer

  • Public Sewer

WaterSource

  • City

Community Features

  • Playground
  • Street Lights

Flooring

  • Laminate
  • Linoleum

Fireplace

  • Fireplace: Yes
  • Living Room

Tax and Financial Info

  • Listing Terms: Cash, Conventional, FHA, Nonconforming Loan, VA Loan

Location

LISTING COURTESY OF: SERHANT

mackenzie@serhant.com

MLS GRID

Listings courtesy of Canopy MLS as distributed by MLS GRID.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.

Listing Courtesy of SERHANT

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Listing information © 2026 Canopy MLS. All rights reserved.

$375,000 · 745 Prospect Lane