

$329,000
206 Cedar St, Belmont, NC 28012
2 bed · 2 bath · 1,000 sq ft
2
bedrooms
2
baths
1,000
sq.ft.
$329
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
$10,000 IN SELLER-PAID CLOSING COST ASSISTANCE WITH AN ACCEPTABLE OFFER! Here's your opportunity to own a charming downtown Belmont bungalow while taking advantage of a generous seller incentive that could help LOWER YOUR MONTHLY MORTGAGE PAYMENT or significantly REDUCE YOUR OUT-OF-POCKET CLOSING COSTS! Welcome to 206 Cedar Street, where classic bungalow character, modern conveniences, and an unbeatable location come together! Just moments from the restaurants, boutique shops, parks, and entertainment of historic downtown Belmont, this inviting home offers the lifestyle you've been looking for. Featuring 2 bedrooms, 2 updated full bathrooms, PLUS A VERSATILE FLEX ROOM THAT COULD EASILY SERVE AS A THIRD BEDROOM, this home offers more flexibility than you might expect! Whether you need an additional sleeping space, home office, guest room, nursery, or hobby room, this bonus space gives you options to fit your lifestyle. Inside, you'll appreciate the warm, welcoming atmosphere, timeless architectural charm, and thoughtful updates that make this home both comfortable and functional. Step outside to your own private backyard retreat! Enjoy evenings gathered around the fire pit, create your dream garden in the dedicated gardening area, or entertain friends and family in the spacious outdoor setting. A detached outbuilding provides additional storage or the perfect opportunity for a workshop or creative space. AND HERE'S THE BIG BONUS — THE SELLER IS OFFERING UP TO $10,000 TOWARD BUYER CLOSING COSTS WITH AN ACCEPTABLE OFFER! This valuable incentive may be used toward an interest rate buy-down, closing costs, prepaid expenses, or other lender-approved expenses, subject to loan program guidelines and lender approval. Imagine putting that savings toward lowering your monthly payment or keeping more money in your pocket at closing! Downtown Belmont location. Flexible living space with third-bedroom potential. Private backyard. AND $10,000 IN SELLER ASSISTANCE! Opportunities like this deserve a closer look. Schedule your private showing today and discover everything 206 Cedar Street has to offer!
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LISTING COURTESY OF: REAL BROKER LLC BELMONT
chad@thesimpsongrouprealty.com
About the Neighborhood
Homes for sale in 28012 place buyers in Belmont, one of Gaston County's most sought-after and architecturally rich small cities, situated along the South Fork Catawba River approximately 15 miles west of Uptown Charlotte via I-85. Belmont's residential landscape is anchored by beautifully preserved late Victorian, Colonial Revival, and Craftsman homes surrounding the historic downtown core and Belmont Abbey College campus, a Benedictine institution whose Gothic Revival architecture defines the community's distinctive skyline. The celebrated Downtown Belmont corridor along Catawba Street delivers an acclaimed independent restaurant and boutique retail scene that draws visitors from across the Charlotte metro, with local favorites anchoring a walkable Main Street environment genuinely rare in the suburban landscape. Stowe Community Park and Catawba River access via Buster Boyd Bridge Road provide outdoor recreation, and the 28012 real estate market consistently commands among the strongest price points in Gaston County, driven by architectural character, a walkable historic downtown, and a direct I-85 commute placing Uptown Charlotte approximately 20–25 minutes away.
Property Features
Property Description
- Beds Total: 2
- Bathrooms: 2 Full
- Year Built: 1958
- Living Area: 1,000 sqft
- New Construction: No
- MLS #: 4402162
Additional Home Features
- Subdivision: None
- Neighborhood: None
Association
- HOA Required: No
Interior Features
- Attic Other
- Heating: Forced Air, Natural Gas
- Cooling: Ceiling Fan(s), Central Air
- In Kitchen
Appliances
- Dishwasher
- Disposal
- Microwave
- Tankless Water Heater
Construction Materials
- Hardboard Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Cooling
- Ceiling Fan(s)
- Central Air
Foundation Details
- Crawl Space
Heating
- Forced Air
- Natural Gas
Laundry Features
- In Kitchen
Levels
- One
Parking Features
- Driveway
- On Street
Exterior Features
- Fire Pit
- Fencing: Back Yard, Fenced
- Patio/Porch: Covered, Front Porch, Patio
Other Structures
- Outbuilding
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Concrete, Paved
Sewer
- Public Sewer
WaterSource
- City
Architectural Style
- Bungalow
Security Features
- Smoke Detector(s)
Flooring
- Tile
- Wood
Fireplace
- Fireplace: No
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA, VA Loan
Location
Similar homes nearby
$329,000
Est. Payment: $1,691/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Belmont, NC 28012
2
bedrooms
2
baths
1,000
sq.ft.
$329
price per sf

Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Real Broker LLC Belmont
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
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