$325,000
2909 Matoka Trl, Matthews, NC 28104
3 bed · 2 bath · 980 sq ft
3
bedrooms
2
baths
980
sq.ft.
$332
price per sf
Presented by Citadel Cofield · Office (980) 272-8547
About This Property
Set among mature trees on a private, wooded 0.52-acre lot, this pristine move-in ready ranch offers something increasingly rare: real space and privacy yet convenient access to grocery, shopping, medical offices, recreation and major commute routes, with no HOA. Tucked into the established Indian Brook neighborhood, it feels more like a wooded retreat in everyday living than a typical subdivision lot. Inside, the home lives comfortably with three bedrooms and two full bathrooms, well maintained and updated. A cozy fireplace anchors the living room for cooler months, and the flow from kitchen to living space keeps everyday life simple. Step outside to front and back decks backed by woods — the kind of backyard privacy that's hard to find this close to town. A carport provides covered parking, with a lockable storage room built into its corner and a detached shed for even more space for storage. The seller has invested in getting this home truly ready for its next owner. Every room has fresh interior paint and new light fixtures throughout. A full pre-listing inspection has been completed, and the crawlspace now has a brand-new, high-quality vapor barrier, an upgrade that's rare at this price point. The home also comes with a 12-month Achosa Home Warranty. The location is one of this home's biggest advantages: Harris Teeter is about two minutes away on Potter Road, with Matthews and Indian Trail's shops, restaurants, and Atrium Health Union West all within about ten minutes — small-town, wooded quiet without sacrificing everyday convenience. Whether you're buying your first home, an income property, or simply want more land and privacy than most homes in this price range offer, 2909 Matoka Trail is worth a look.
This listing shows the Down Payment Resource indicator in Canopy MLS. Explore programs through the link above. Eligibility is not guaranteed. Browse all homes with down payment assistance.
About the Neighborhood
Homes for sale in 28104 place buyers in Matthews, one of the most consistently sought-after suburban communities in the entire Charlotte metro, situated approximately 12 miles southeast of Uptown via Independence Boulevard and I-485. The residential landscape reflects Matthews's evolution from a historic railroad town to a premier Charlotte suburb, blending beautifully preserved late Victorian and early Craftsman homes in the historic downtown core with mid-century ranches in established neighborhoods and newer construction executive communities on the town's expanding edges. The celebrated Downtown Matthews corridor along Trade Street anchors the community's identity with independent restaurants, boutique retailers, and the beloved Matthews Community Farmers Market, one of the most acclaimed farmers markets in the Carolinas. Squirrel Lake Park and the Four Mile Creek Greenway provide exceptional outdoor recreation woven directly into residential neighborhoods. The 28104 real estate market commands strong and consistent demand driven by the community's walkable town center, direct I-485 access, and a residential character that delivers genuine small-town authenticity within minutes of Charlotte's urban core.
Property Features
Property Description
- Beds Total: 3
- Bathrooms: 2 Full
- Year Built: 1984
- Living Area: 980 sqft
- New Construction: No
- MLS #: 4426657
Additional Home Features
- Subdivision: Indian Brook
- Neighborhood: Indian Brook
Association
- HOA Required: No
Interior Features
- Heating: Heat Pump
- Cooling: Central Air
- Electric Dryer Hookup
- Laundry Closet
Appliances
- Dishwasher
- Electric Cooktop
- Electric Oven
- Electric Water Heater
- Microwave
- Refrigerator
Construction Materials
- Wood
- Foundation: Crawl Space
Cooling
- Central Air
Foundation Details
- Crawl Space
Heating
- Heat Pump
Laundry Features
- Electric Dryer Hookup
- Laundry Closet
Levels
- One
Parking Features
- Attached Carport
- Carport Spaces: 1
Exterior Features
- Storage
- Patio/Porch: Deck
Other Structures
- Shed(s)
Road
- Road Responsibility: Publicly Maintained Road
- Road Surface Type: Gravel, Concrete
Sewer
- County Sewer
WaterSource
- County Water
Flooring
- Laminate
- Tile
Fireplace
- Fireplace: Yes
- Living Room
Tax and Financial Info
- Listing Terms: Cash, Conventional, FHA
Location
Similar homes nearby
LISTING COURTESY OF: HELEN ADAMS REALTY
dliu@helenadamsrealty.com
$325,000
Est. Payment: $1,670/mo
Illustrative estimate only, not an offer of credit. Assumes 20% down and a 30-year fixed loan at 6.5%, plus estimated property tax, insurance, and HOA. Actual rate, APR, and payment will vary.
Adjust down payment, rate & terms
Matthews, NC 28104
3
bedrooms
2
baths
980
sq.ft.
$332
price per sf
Presented By
Carnarri Cofield
REALTOR®
Office: (980) 272-8547
Listings courtesy of Canopy MLS as distributed by MLS GRID.
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Citadel Cofield, its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing Courtesy of Helen Adams Realty
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Equal Housing Opportunity.
Listing information © 2026 Canopy MLS. All rights reserved.